金融英语翻译大全-例句

2023年12月9日发(作者：运动会标语)

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ODI ：ODI is investment of domestic asts into foreign

countries, is not investment in the stock markets or in the equity

of firms, is compod of M&A and investment.

向外直接投资：向外直接投资是国内固定资产投资到国外，是不是在股票市场或在公司的股权，为M＆A和投资组成的投资。

T/T: cable transfer or wire transfer—— is the equivalent of

a cash payment that can be credited directly to the ller‟s

account.

（telegraphic transfer)电汇：电汇或银行转帐 - 是现金支付，可以直接存入卖家的帐户相同。

B/L: waybill or consignment note, and receipt (in postal or

courier delivery) are collectively known as the transport

documents.

提单（bill of lading）：提单或运单，及收据（在邮局或快递公司送达）被统称为运输单证。

L/C: It is the buyer who initiates the making of payment, by

instructing his bank to issue a documentary credit in favor of the

ller.

信用证（Letter of Credit）：我是谁发起的买方支付的制作通过指示其银行开出以卖方受益人的跟单信用证。

The foreign exchange market: It is a place to trade foreign

exchange currency and for the transaction of all foreign currency

外汇市场：它是一个地方外汇交易货币和所有外国货币交易

Commercial banks: is a type of financial intermediary. It

offers both commercial and investment banking rvices for

individual and business, such as deposits, credit cards, loans,

trusts, mutual funds, treasury bills, insurances and so on.

商业银行：是一种金融中介机构的类型。它为个人和企业的商业和投资银行服务，如存款，信用卡，贷款，信托，互惠基金，国库券，保险等。

Savings account: A savings account typically refers to an

account in which one places money to earn a small amount of

interest.

储蓄帐户：储蓄帐户通常是指一个帐户，其中一个地方的钱赚取少量的兴趣。

Checking accounts: A checking account is convenience; it

can be ud in place of cash to make payments as ATM cards or

each electronic debit cards.

支票帐户：支票存款帐户是方便，它可用于现金的地方，使每一个在ATM卡或电子借记卡付款。

Bankers‟ acceptances: A bankers' acceptance (or BA) is a

short-term credit investment created by a non-financial firm and

guaranteed by a bank to make payment in a foreign trade.

银行承兑汇票：一个银行家的接受（或BA）是一个短期的信贷投入创造了一个非金融公司和银行担保，使在外国贸易支付。

Commercial paper: Commercial papers are uncured,

short-term loans. Only high credit rating and credit worthiness

corporations have credit to issue commercial papers.

商业票据：商业本票为无抵押，短期贷款。只有高信用评级和信用企业的信贷发行商业票据。

Repos：Repos (also known as repurcha agreements or Sale

and Repurcha Agreement) are a form of overnight borrowing

backed by government curities.

回购：回购协议（也称为回购协议或出售和回购协议称）是一种由政府担保隔夜拆借证券形式。

A balance sheet: In financial accounting, a balance sheet (or

statement of financial position) is a summary of a person„s or

organization’s balances

资产负债表：财务会计，资产负债表（或财务状况表）是一个人或组织的结余摘要

The income statement：shows revenues and expens of a

company for a given period of time。

损益表：显示收入和一个特定的时间内对公司的开支。

简答：

1) What do you understand by “open account business”?

In an open account trade arrangement, the goods are

shipped to a buyer without guarantee of payment. Quite often,

the buyer does not pay the agreed time. Unless the buyer‟s

integrity is unquestionable, this trade arrangement is risky to the

ller.

1）你是怎样理解的“开户业务”？

在一个开放的帐户贸易安排，将货物运到买方不付款的保证。很多时候，买方不支付约定的时间。除非买方的诚信是不容置疑的，这种贸易安排是有风险的卖方。

2) Benefits and costs of FDI

1 Host-country benefits

The main benefits of inward FDI for a host country ari from

resource-transfer effects, employment effects, and

balance-of-payments effects.

2 Host-country costs

The costs of FDI concern host countries. They ari from

possible adver effects on competition within the host nation,

adver effects on the balance of payments, and the perceived

loss of national sovereignty and autonomy.

3 Home-country benefits

The benefits of FDI to the home country ari from three

sources. First, the home country‟s balance of payments benefits

from the inward flow of foreign earnings.

Second, benefits to the home country from outward FDI ari

from employment effects. As with the balance of payments,

positive employment effects ari when the foreign subsidiary

creates demand for home-country exports.

Third, benefits ari when the home-country MNE learns

valuable skills from its exposure to foreign markets that can

subquently be transferred back to the home country. This

amounts to a rever resource-transfer effect.

4 Home-country costs

Against the benefits must be t the apparent costs of FDI

for the home country. The most important concerns center on the

balance-of-payments and employment effects of outward FDI.

First, the balance of payments suffers from the initial capital

outflow required to finance the FDI. Second, the current account

of the balance of payments suffers if the purpo of the foreign

investment is to rve the home market from a low-cost

production location. Third, the current account of the balance of

payments suffers if the FDI is a substitute for direct exports.

2）外国直接投资的成本效益与

1东道国福利

外来直接投资对东道国的主要好处源于资源转移效应，就业效应，平衡国际收支的影响。

2东道国成本

外国直接投资的关注东道国这些费用。他们对竞争产生的不利影响可能在主办国，在国际收支，以及国家主权和自主权丧失知觉的不利影响。

3母国利益

外国直接投资的好处本国来自三个来源。首先，母国的利益平衡国际收支的外汇收入来自外来流动。

其次，从对外直接投资的好处来自本国就业的影响。作为与国际收支的平衡，积极的就业影响时出现的外国子公司创造了母国出口的需求。

第三，福利问题时的母国从跨国公司学习，可以接触到后来调回本国国外市场有用的技能。这相当于一个反向资源转移效应。

4母国成本

针对这些好处必须为本国的外国直接投资明显成本。最重要的关注中心，在平衡国际收支和对外直接投资的就业效应。首先，国际收支患有初始资本所需的经费外国直接投资流出。第二，国际收支经常账户遭受如果外国投资的目的是为从低生产成本在国内市场的位置。第三，国际收支经常账户遭受如果外国直接投资是直接出口的替代品。

3) The structure and main items of balance sheet

: In business and accounting, asts are everything

owned by a person or company that can be converted into cash.

Includes Current asts and Long-term asts. The current asts

include cash, Cash equivalents, Account receivable, Inventory.

The long-term asts include tangible and intangible

ities: Liabilities are financial debts of a company to their

outside clients. Includes Current liabilities and Long-term

liabilities.

‟ equity: In business and accounting, after all liabilities

are paid, ownership equity is the remaining interest in asts.

Includes Capital and Retained earning and Net worth.

3）结构和资产负债表主要项目

1。资产：在商业和会计，资产由一个人或公司，可转换成现金所拥有的一切。包括流动资产和长期资产。流动资产包括现金，现金等价物，应收账款，存货。长期资产包括有形和无形

2。负债：负债是外部客户，以他们公司的财政债务。包括流动负债和长期负债。

3。所有者权益：在业务和会计，支付所有的债务后，所有者权益是资产的剩余权益。包括资本和留存收益和净资产。

4) Different methods to express a foreign exchange rate

1. The most common method would express the amount of

foreign currency to buy one U.S. dollar

2. Another commonly ud is the USD amount can be

exchanged for one unit of a foreign currency

3. The cross rate express the relative values between the

two currencies

4）不同的方法来表达一种汇率

1。最常用的方法将表达的外国货币金额购买一美元

例如美元/来电显示= 1.4300

2。另一种常用的金额为美元可以兑换外币的一个单位

例如来电显示/美元= 0.6700

3。交叉汇率表示的两种货币之间的相对值

例如数字高程模型/ SFR的= 0.7000

5) The difference between a documentary collection and a

clean collection

1. Clean Draft

In a clean draft, no shipping documents are attached to the

draft nt to the remitting bank. The documents are nt together

with the goods, directly to the buyer. Therefore, unless the

credibility of the buyer is unquestionable, using a clean draft in

the shipment of goods is risky. The clean draft is more often

drawn for the collection of payment for the rvices, not the

goods.

2. Documentary Draft

In a documentary draft, the shipping documents are attached

to the draft nt to the remitting bank. The buyer will be able to

receive the shipping documents from the collecting bank only

after he/she has accepted the draft for payment later or after

he/she has paid the draft.

5）跟单托收的区别和光票托收

1。价款

在一个干净的草案中，没有运输文件连接到发送到汇款银行汇票。这些文件是一起发送的货物，直接向买家。因此，除非买方的信誉毋庸置疑的，使用在货物装运的价款是危险的。该草案更多的是干净的抽签，有关服务，而不是货款的集合。

2。单汇票

在单汇票，运输单据附在发送到汇款银行汇票。买方将能够接收后，才他/她接受的付款后或草案后，他/她付出了草案从代收行的装运单据

6).The advantage of a documentary collection to the exporter

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