银行保函练习和答案

银⾏保函练习和答案

银⾏保函练习答案

Ud in its narrow n (the phra “performance guarantee” is also ud to cover a single guarantee covering all phas),

the performance guarantee is the guarantee of the central performance of the contract from commencement to completion.

The performance guarantee is given for a specified percentage of the contract sum. But there are stages in the relationship

between the

parties which both precede and follow the central performance, and there may be distinct gments of liability to be covered

within that performance, as indicated below.

fill with the following items into a blank Guarantee Form to issue a Performance Guarantee

(1)China National Technical Imp. Corp., Beijing (2) 19 Oct., 200X (3) No. BDF-2404 (4) No. 530589 (5) ABC Company,

Dortmund (6) same as (4)

(7) microscopes, photographic equipment and projectors (8) Bank of Asia, Beijing

(9)DEM360,000.00 (10) 15% percent (11) 19 April, 200X (12) Bank of Asia, Beijing

(13) Deutsche Bank AG. Dortmund F.R.G. (Your counter-guarantee No.19-21627)

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advance payment (or repayment) guarantee (ICC Publication No.510)

The underlying contract may entitle the principal to payment of stated sums in advance of performance. The advance

payment (or repayment) guarantee is designed to cure beneficiary’s right to repayment of the advance if the performance to

which it relates is not furnished.

fill with the following items into blank Guarantee Form to issue an Advance Payment (or Repayment) Guarantee

(1)China National Technical Import Corp., Beijing, China

(2)Dortmund, 29 Oct., 200x (3) 315/51040 (4) No. 530589 (5) ABC Company, Dortmund (6)DEM2,400,000.00 (7) Deutsche

Marks two million four hundred thousand only

(8)10% (9) DEM240,000.00 (10) Deutsche Marks two hundred and forty thousand only (11)D EM240,000.00 (12) Deutsche

Bank AG. Dortmund

银⾏保函和备⽤信⽤证练习和答案

⼀、项选择题

1、银⾏保函涉及的基本当事⼈有( )。

A．两个当事⼈B．三个当事⼈C四个当事⼈D．五个当事⼈

2、在银⾏保函的当事⼈中，交易双⽅与相关银⾏间是⼀种契约关系，所以银⾏开⽴

保函的基础是委托⼈的( )。

A．合同的约定D．规章制度C．申请指⽰D．经济责任

3、就银⾏保函保证⼈承担的付款责任⽽⾔，银⾏付款的责任是( )。

A. 第⼀性的B．第⼆性的C．不负责任D．特殊情况的

4、银⾏保函属于( )。

A. 商业信⽤B．国家信⽤ C. 银⾏信⽤D．保险信贷

5、就备⽤信⽤证的开证银⾏承担的付款责任⽽⾔，银⾏付款的责任是( )。

A.第⼀性的B．第⼆性的 C.不负责任D．特殊情况的

⼆、多项选择题

1、银⾏保函除三个基本当事⼈，可能还有( )。

A.通知⾏B．议付⾏ C.偿付⾏D．保兑⾏

2、申请⼈在提交保函申请书的同时，还应提供( )等，

A.合同副本B．反担保⽂件 C.信⽤证正本D．保函格式

3、申请⼈向银⾏申请开⽴保函时，可根据⾃⼰的⽤途不同，申请开⽴( )之中的—种保函。

A.直接保函B．履约保函 C.付款保函D．投标保函

4、备⽤信⽤证经常使⽤的付款规定的类型有( )。

A. 共同签署型B．即期付款型C．远期付款型D．声明加证实型

5、备⽤信⽤证与银⾏保函即有区别⼜有⼀致的⽅⾯包括( )。

A.两者都是银⾏的承诺B．第⼀性付款责任 C.遵循的规则不同D．付款的担保形式不同

6、There are three parties in the Bank letter of guarantee namely:

(1)(principal)or(applicant), (2)(guarantor bank), (3)(beneficiary)。

案例分析

(案例⼀)

P与B签订了⼀份建筑合同，应P要求，G银⾏开出以B为受益⼈的保函。保函规定：如果P未能履⾏上述合同项下的契约责

任，我⾏保证赔付你⽅之损失，最⾼⾦额不超过1000万马克。

问：该保函属于URDG适⽤范围吗?

分析：这是⼀份保证书，担保⼈的责任取决于委托⼈的违约，且仅限于受益⼈实际遭受的损失。所以该保函不适⽤于

URDG（见索即付保函规则）。

(案例⼆)

案情同上，但保函规定：我们保证凭⾸次书⾯要求⽂件向你⽅⽀付索款要求的⾦额，最⾼不超过1000万马克。

问：上述保函属于URDG的适⽤范围吗?

分析：这是⼀个URDG范畴内真正的见索即付保函，因为付款责任仅仅取决于书⾯要求⽂件的提交，⽀付⾦额也仅取决于要求

书本⾝和限定的最⼤责任保函条款。

(案例三）

甲银⾏应A的请求开⽴⼀张以B为受益⼈的见索即付保函。B在索偿时提交了保函规定的书⾯声明，说明A未在合约规定的完⼯

⽇完⼯。A认为B提供的书⾯声明，内容不正确，但⼜拿不出证据。

问：甲银⾏应当如何做?

分析：甲银⾏应向B付款，因为银⾏与是否违约的事实⽆关，只要受益⼈能提供与保函要求⼀致的索赔单据或索赔书⾯声明，

担保⾏就应当付款。