协会航空运输保险（一切险）条款
（邮递运输除外）
river是什么意思本保险承保保险标的物毁损或灭失之一切危险；但下列第2.3和4条之危险条款规定除外。
除外事项一般除外条款
2、本保险无论如何不承保下列事项：
2.1 归因于被保险人之故意不当行为所致之毁损灭失或费用。
2.2 保险标的物之正常漏损、重量或容量之正常减少或自然耗损。
2.3 由于保险标的物之包装或配置不固或不当所致之毁损，灭失或费用（本条款2.3所指之「包装」包括货柜或货箱内之堆放，但此项堆放以完成于本保险生效前或由被保险人或其受雇人所为者为限）。sou
2.4 由于保险标的物之内在瑕庇或本质所致之毁损灭失或费用。
ppline2.5 由于飞机装运的集装箱或货箱不适合安全装运被保货物且被保险人在装运时知道这些不适之处所致的被保货物毁损及失灭和引起的费用。
2.6 直接由于迟延所致之毁损、灭失或费用，即使此项迟延系因承保危险所致者。
2.7 因航空运载工具所有人、承租人、经理人或营运人之无力偿债或财务失信所引起之毁损灭失和引起的费用。
2.8 由于使用核子分裂或融合或其他类似反应或放射能，放射性物质之武器所引起毁损灭失或费用。
3、本保险不承保下列事项所致之毁损灭失或费用：
3.1 战争、内战、革命、叛乱、颠覆或因而引起之内乱，或来自交战国或其对抗条款之敌对行为。
3.2 捕获、扣押、拘管、禁止或扣留（海盗除外）及其结果，或任何此项之企图。
3.3 遗弃之水雷、鱼雷、炸弹或其他兵器。
上海新东方雅思
4、本保险不承保下列事项所致之毁损灭失或费用：
4.1 由于罢工工人、停工工人或参与劳工骚扰、暴动或内乱之人所致者。
4.2 因罢工、停工、劳工骚扰、暴动或内乱所产生者。
4.3 由于任何恐怖份子或因政治动机之行为所致者。
沪江日语保险期间
5.1 本保险自货物离开本保险单所载地点之仓库或储存处所开始运输时生效，经正常运送条款之运送过程，以迄下述之一时为止。
5.1.1交付与本保险单所载目的地收货人所属或其他最终之仓库或储存处所。
5.1.2交付与本保险单所载目的地或其他由被保险人选择使用的任何之最终之仓库或储存处所；
5.1.2.1正常运送过程以外之储存；或
5.1.2.2货物之分配或分发；或
5.1.2.3被保险货物自飞机最终卸货机场卸货完毕之日起届满30天，以上三种终止情形以孰先发生者为准。
5.2 如被保险货物自飞机于最终卸货机场卸载完毕后，而在本保险尚未终止时，欲再运往本保险单所载以外之其他目的地时，本保险之效力，除仍受前述保险终止约定之限制外，应于该项货物开始再运往其他目的地时终止。
5.3 本保险对于非由被保险人所能控制之迟延、偏航、被迫卸货、重运或转机，以及依据运送契约授权飞机承运人或飞机租用人自由载量而产生之任何危险变更之期间内继续有效（但仍受上述终止之约定，及以下第6条之限制）。
6、在被保险人无法控制情况下，运送契约在原订目的机场以外之机场或地点终止，运送契约或因其他缘故在货物未能如前述第 5 条之约定交货前该运送即告终止时，则本终止条款保险亦同时终止，倘若保险人立即接获通知并被要求继续保险效力，并于必要时加收保险费，则本保险仍得有效，以迄下列情形之一者为止。
6.1 货物已在该机场或该地出售并交付，又如无其他特别之约定，则以被保险货物到达该机场或该地届满30天，二者以先发生者为准。
6.2 如货物在上述30天内（或在任何协议延长之期间内）运往本保险所订其他目的地时，本保险之效力依上述第5条之约定终止。
7、本保险生效后，如被保险人变更目的地，应立即通知保险人，使本保险继续有效，航程变更但须另行洽定保险费及条件。
理赔条款
8.1 被保险人在损害发生时，须对被保险标的物具有保险利益，始能要求本保险保险利益之赔偿。
8.2 依上述8.1之约定，被保险人对保险期间内所发生之被保物之损害，有权利要求赔偿，即使损害发生于保险契约签订之前亦同，但被保险人知道损害已经发生而保险人不知者，则不在此限。
9、由于本保险所承保危险之发生，致使被保险航程在本保单所载明以外之机场或地点转运费用终止时，被保险人因卸货、储存及转运被保险标的物至保单所载明目的地，其所支出条款之适当而合理之一切额外费用，保险人同意予以补偿。本条款不适用于共同海损或救助费用，除仍须受上述2.3.4.除外条款。
10、除非被保险标的之实际全损显已无法避免，或其回复、整修及运送原承保目的地之费推定全损用，势将超过其抵达后之价值而经合理委付者，被保险人不得以推定全损请求赔偿。
11.1假如被保险要求在被保险货物上生效一个增加价值的保险，在此经认可的货物价值增值保险将被认为在本保险项下被增加到总的投保金额中去，在本保险项下所有增加价值的保条款险所承保的损失和责任将和投保金额成一定的比例，由这样一个总的投保的金额来承
担。在理赔事件中，被保险人应提供给承保人所有其它项下的投保的总计金额的证据。
11.2在这种增加价值的保险应适用下列条款：
经认可的货物价值将被表示成等于最初保险项下的总的投保金额加上被保险人要求承保对货物的损失和影响所有增加的价值，同时将以保险金额的一定比例计算成这种一个总的投保金额。在理赔事件中，被保险人应提供承保人所有其它项下的投保的总计金额的证据。
保险利益
12、运送人或其他受托人不得享用本保险之利益。
13、被保险人及其受雇人及代理人对本保险之可赔损害，应尽下列义务：
13.1应采取避免或减轻上述损害之适当措施。义务条款及
13.2对于运送人、受托人或其他第三者之一切对抗权利应予适当保留及行使。保险人同意除本保险可得之任何损害赔偿外，对于被保险人为履行上述义务所作适当，合理支出之一切费用另予补偿。
14、被保险人或保险人为救助、保护或恢复保险标的所采取之措施，不得视为对委付之放弃条款放弃或承诺，或影响任何一方当事人之权益。
迟延之避免
15、被保险人在其所能控制之一切情况下应作合理而迅速之处理，为本保险之必要条件。
法律及惯例
16、本保险以英国法律及惯例为依据。
注意：当被保险人知悉本保险「暂予承保」之情况发生时，应立即通知保险人，然此项保险之权利，系于被保险人上述通知义务之履行。
INSTITUTE CARGO CLAUSES ( AIR)
RISKS COVERED
ppoo
Risks Clau
1. This insurance covers all risks of loss of or damage to the subject-matter insured except as provided in Claus 2, 3 and 4 below.
EXCLUSIONS
General Exclusions Clau
2. In no ca shall this insurance cover
2.1 loss damage or expen attributable to wilful misconduct of the Assured
2.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matter insured
2.3 loss damage or expen caud by insufficiency or unsuitability of packing or preparation of the subject-matter insured ( for the purpo of this Clau 2.3 "packing" shall be deemed to include stowage in a container or liftvan but only when such stowage is carried out prior to attachment of this insurance or by the Assured or their rvants )
2.4 loss damage or expen caud by inherent vice or nature of the subject-matter insured
2.5 loss damage or expen arising from unfitness of aircraft conveyance container or liftvan for the safe carriage of the subject-matter insured, where the Assured or their rvants are privy to such unfitness at the time the subject-matter insured is loaded therein
2.6 loss damage or expen proximately caud by delay, even though the delay be caud by
a risk insured against
2.7 loss damage or expen arising from insolvency or financial default of the owners managers charterers or operators of the aircraft
2.8 loss damage or expen arising from the u of any weapon of war employing atomic or nuclear fission and / or fusion or other like reaction or radioactive force or matter.
War Exclusion Clau
3. In no ca shall this insurance cover loss damage or expen caud by
3.1 war civil war revolution rebellion insurrection, or civil strife arising therefrom, or any hostile act by or against a belloigerent power
3.2 capture izure arrest restraint or detainment ( piracy excepted ), and the conquences thereof or any attempt thereat
3.3 derelict mines torpedoes bombs or other derelict weapons of war.
Strikes Exclusion Clau
4. In no ca shall this insurance cover loss damage or expen
4.1 caud by strikers, locked-out workmen, or persons taking part in labour disturbances, riots or civil commotions
4.2 resulting from strikes, lock-outs, labour disturbances, riots or civil commotions
4.3 caud by any terrorist or any person acting from a political motive.
DURATION
Transit Clau
5 5.1 This insurance attaches from the time the subject-matter insured leaves the warehou, premis or place of storage at the place named herein for the commencement of the transit, continues during the ordinary cour of transit and terminates either
5.1.1 on delivery to the Consignees' or other final warehou, premis or place of storage at the destination named herein,
5.1.2 on delivery to any other warehou, premis or place of storage, whether prior to or at the destination named herein, which the Assured elect to u either
5.1.2.1 for storage other than in the ordinary cour of transit or
5.1.2.2 for allocation or distributuion or
5.1.3 on the expiry of 30 days after unloading the subject-matter insured from the aircraft at the final place of discharge, whichever shall first occur.
5.2 If, after unloading from the aircraft at the final place of discharge, but prior to termination of this insurance, the subject-matter insured is forwarded to a destination other than that to which it is insured hereunder, this insurance, whilst remaining subject to termination as provided for above, shall not extend beyond the commencement of transit to such other destination.
5.3 This insurance shall remain in force ( subject to termination as provided for above and to the provisions of Clau 6 below ) during delay beyond the control of the Assured, any deviation, forced discharge, reshipment or transshipment and during any variation of the adventure arising from the exerci of a liberty granted to the air carriers under the contract of carriage.
Termination of Contract of Carriage Clau长沙java培训机构
6. If owing to circumstances beyond the control of the Assured either the contract of carriage is termi
toggle
nated at a place other than the destination named therein or the transit is otherwi terminated before delivery of the subject-matter insured as provided for in Clau 5 above, then this insurance shall also terminate unless prompt notice is given to the Underwriters and continuation of cover is requested when the insurance shall remain in force, subject to an additional premium if required by the Underwriters, either
6.1 until the subject-matter is sold and delivered at such place or, unless otherwi specially agreed, until the expiry of 30 days after arrival of the subject-matter hereby insured at such place, whichever shall first occur, or
6.2 if the subject-matter is forwarded within the said period of 30 days for any agreed extension thereof ) to the destination named herein or to any other destination, until terminated in accordance with the provisions of Clau 5 above.
Hange of Transit Clau
7. Where, after attachment of this insurance, the destination is changed by the Assured, held covered at a premium and on conditions to be arranged subject to prompt notice being given to the Underwriters.
CLAIMS
Insurable Interest Clau
8 8.1 In order to recover under this insurance the Assured must have an insurable interest in the subject-matter insured at the time of the loss
8.2 Subject to 8.1 above, the Assured shall be entitled to recover for insured loss occurring during the period covered by this insurance, notwithstanding that the loss occurred before the contract of insurance was concluded, unless the Assured were aware of the loss and the Underwriters were not.
Forwarding Charges Clau
9. Where, as a result of the operation of a risk covered by this insurance, the insured transit is terminated at a place other than that to which the subject-matter is covered under this insurance, the Underwriters will reimbur the Assured for any extra charges properly and reasonably
incurred in unloading storing and forwarding the subject-matter to the destination to which it is insured hereunder.
This Clau 9, which does not apply to general average or salvage charges, shall be subject to the exclusions contained in Claus 2, 3 and 4 above, and shall not include charges arising from the fault negligence insolvency or financial default of the Assured or their rvants.
Constructive Total Loss Clau
10. No claim for Constructive Total Loss shall be recoverable hereunder unless the
subject-matter insured is reasonably abandoned either on account of its actual total loss appearing to be unavoidable or becau the cost of recovering, reconditioning and forwarding the
subject-matter to the destination to which it is insured would exceed its value on arrival.carena
Incread Value Clau
11 11.1 If any Incread Value insurance is effected by the Assured on the cargo insured herein the agreed value of the cargo shall be deemed to be incread to the total amount insured under this insurance and all Incread Value insurances covering the loss, and libility under this insurance shall be in such proportion as the sum insured herein bears to such total amount insured.
In the event of claim the Assured shall provide the Underwriters with evidence of the amounts insured under all other insurances.
11.2 Where this insurance is on Incread Value the following clau shall apply:
The agreed value of the cargo shall be deemed to the equal to the total amount insured under the primary insurance and all Incread Value insurances covering the loss and effected on the cargo by the Assured, and liability under this insurance shall be in such proportion as the sum insured herein bears to such total amount insured.
In the event of claim the Assured shall provide the Underwriters with evidence of the amounts insure under all other insurances.
BENEFIT OF INSURANCE
pinball
Not to Inure Clau
12. This insurance shall not inure to the benefit of the carrier or other bailee.
MINIMISING LOSSES
Duty of Assured Clau
13. It is the duty of the Assured and their rvants and agents in respect of loss recoverable hereunder
13.1 to take such measures as may be reasonable for the purpo of averting or minimising such loss, and
13.2 to ensure that all rights against carriers, bailees or other third parties are properly prerved and exercid and the Underwriters will, in addition to any loss recoverable hereunder, reimbur the Assured for any charges properly and reasonably incurred in pursuance of the duties.
Waiver Clau
14. Measures taken by the Assured or the Underwriters with the object of saving, protecting or recovering the subject-matter insured shall not be considered as a waiver or acceptance of abandonment or otherwi prejudice the rights of either party.
AVOIDANCE OF DELAY
Reasonable Despatch Clau
