宏观经济 第29章货币制度(题目+答案+详解)

更新时间:2023-07-24 01:24:06 阅读: 评论:0

第29章英语基础知识货币制度
1. Which of the following functions of money is also a common function of most other financial asts?
A.a unit of account
B.a store of valuechopsticks
C.medium of exchange
D.None of the above is correct.
2. Which of the following is not included in either M1 or M2?
rl是什么意思啊A.U.S. Treasury bills
spare
B.small time deposits
C.demand deposits
D.money market mutual funds
skeleton3. Credit cards
A.defer payments.
B.are a store of value.
C.have led to wider u of currency.
D.are part of the money supply.
4. Which of the following is included in both M1 and M2?
A.savings deposits
B.demand deposits
C.small time deposits
D.money market mutual funds
5. The legal tender requirement means that
A.people are more likely to accept the dollar as a medium of exchange.
B.the government must hold enough gold to redeem all currency.
C.people may not make trades with anything el.
D.All of the above are correct.
答案:BAABA
解析:
1B:计价单位(a unit of account):用来表示价格和记录债务的标准
交换媒介(medium of exchange):购买商品时给卖家的东西
价值储藏手段(a store of value):把现在的购买力转化为未来的购买力的东西,而货币并不是经济中唯一的价值储藏手段,股票、债券等也是价值储藏手段。
2A:M1和M2 是美国经济中货币存量的两种衡量标准。
M1:活期存款(demand deposit)+旅行支票(travelers checks)+其他支票存款(other checkable deposits)+通货(currency)
M2:M1(活期存款、旅行支票、其他支票、通货)+储蓄存款(saving deposits)+小额定期存款(small time deposits)+货币市场共同基金(money market mutual funds)+几种不太重要的项目(a few minor categories)
3A:信用卡(Credit card):信用卡并不是一种货币量的衡量指标。信用卡不是一种支付方式,而是一种延期支付方式。(the credit cards are not really a method of payment but a deferring payment)使用并提高信用卡的普及程度可以减少人们选择持有的货币量。
借记卡(Debit card):借记卡上的账户余额包括在货币量的衡量中。借记卡更类似于支票而不是像信用卡。(the account balance that lie behind debit cards are included in measures of the quantity of money.a debit card is more similar to a check than to a credit card)
1. Which of the following entities actually executes open-market operations?
a.    the Board of Governors
b.    the New York Federal Rerve Bank
c.    the Federal Open Market Committee
d.    the Open Market Committees of the regional Federal Rerve Banks
2. Decisions by policymakers concerning the money supply constitute
a.    monetary policy.
b.    fiscal policy.
c.    banking policy.
d.    operations policy.
3. Over one time horizon or another, Fed policy decisions influence
a.    inflation and employment.
b.    inflation but not employment.
c.    employment but not inflation.
tenniscourt
d.    neither inflation nor employment.
4. Which of the following is not correct?
a.    The twelve regional Federal Rerve Banks play a role in regulating banks and ensuring the health of the banking system.
b.    U.S. monetary policy is made by the Federal Open Market Committee.
c.    The Federal Open Market Committee meets every 12 weeks.
d.    All of the above are correct.
5. If the Federal Open Market Committee decides to increa the money supply, then the 毕业典礼发言稿
Federal Rerve
a.    creates dollars and us them to purcha government bonds from the public.
b.    lls government bonds from its portfolio to the public.
c.    creates dollars and us them to purcha various types of stocks and bonds from the public.
d.    lls various types of stocks and bonds from its portfolio to the public.
6. The Federal Rerve does all except which of the following?
a.    It controls the supply of money.
b.    It acts as a lender of last resort to banks.鹬蚌相争翻译
odd是什么意思c.    It makes loans to large business firms.
d.    It tries to ensure the health of the banking system.yodaodict
答案:BABCAC
解析
1B:公开市场委员会由美联储的7位理事和12个地银行总裁中的5位组成。其中纽约联邦储蓄银行的总裁总是拥有投票权,因为纽约是美国经济传统的金融中心,并且美联储的所有政府债券的买卖都在纽约联邦储备银行的交易柜台进行。
4C:决策者关于货币供给的决策构成货币政策。在美联储,货币政策是由联邦公开市场委员会制定的,联邦公开市场委员会每6周在华盛顿特区开一次会
6C:联邦储备一方面要管制银行并确保银行体系的正常运行;另一方面,是银行的银行。
1. Suppo a bank has a 10 percent rerve ratio, $5,000 in deposits, and it loans out all it can given the rerve ratio.
    a.    It has $50 in rerves and $4,950 in loans.
    b.    It has $500 in rerves and $4,500 in loans.
    c.    It has $555 in rerves and $4,445 in loans.
    d.    None of the above is correct.
2. If the rerve ratio is 5 percent and a bank receives a new deposit of $500, this bank
    a.    must increa its required rerves by $25.
    b.    will initially e its total rerves increa by $500.
    c.    will be able to make a new loan of $475.
    d.    All of the above are true.
3. When a bank loans out $100, the money supply
    a.    does not change.
    b.    increas.
    c.    decreas.
    d.    may do any of the above.
4. An open market sale
    a.    increas the money supply.
    b.    doesn't change the money supply.
    c.    decreas the money supply.

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