第一章测试same to you
1.In the United States, banks are regulated through a dual banking system; that is, both federal and state authorities have significant regulatory powers.
A:错
B:对
答案:B
2.美国金融业属于混业经营，混业监管。
A:对
B:错
答案:B
ditch3.In the USA，OCC issues charters for new national banks.
A:错
B:对
答案:B
4.下面对中国金融业和金融监管体制说法正确的是（）
A:中国金融业属于混业经营，分业监管
B:中国目前主要金融监管机构是一行两会
C:中国金融业属于分业经营，混业监管
D:中国目前主要金融监管机构是一行三会
答案:B
5.中央银行作为金融监管的重要机构，通过制定和实施货币政策进行宏观调控，下面的货币政策工具使用中属于扩张性货币政策的是（）
A:窗口指导
B:在公开市场上出售有价证券
C:降低再贴现率
D:提高法定存款准备金率
答案:C
6.The role performed by banks in the economy in which they transform savings into credit
is known as the intermediation role.
A:对
五年级上册英语试卷B:错
答案:A
7.Bank holding companies are allowed to own nonbank business as long as tho business offer rvices cloly related to banking.
A:对
B:错
答案:A
8.A unit branch faces the risk of variability in earnings if the surrounding economy weakens and people and business move away to other market areas.
A:对
B:错
答案:A
9.During the financial crisis of 2007-2009, the collap of Lehman Brothers and the bailout of Bear Stearns reaffirmed the importance of the fundamental principle of ( ).
A:public trust and confidence in the system
B:regulatory arbitrage
C:globalization
D:government bailout
E:superior management
答案:A
10.In theory, if an interstate organization can acquire banks in states where bank earnings have a ( ) with bank earnings in tho states where the interstate company is already reprented, a “portfolio effect” may occur.
A:positive covarianceabsinth
B:perfectly positive correlation
C:negative correlation
D:zero correlation
privacypolicy>六级成绩什么时候公布2020年12月
答案:C
第二章测试
11.由于各国金融体制的差异和金融市场发达的程度不同，各国银行的负债结构不尽相同；即使在同一国家的同一家银行，由于经济发展和金融环境的变化，其负债结构也处于不断变化的过程中。但不管是在哪一个国家，存款始终是银行的主要负债，也是银行经常性资金的来源；借入负债的比重则随金融市场的发展而不断有所上升。
A:对
B:错
答案:A
12.商业银行的存款作为主要资金来源其规模应该是越多越好。
resorttoA:对
B:错
答案:B
13.利用成本价利润定价法可以用来确定合适的存款利率
A:错wkg
B:对
初三英语知识点答案:A
14.Factors of Conditional Pricing method considering in order to price a deposit include ( )
A:number of checks written, deposits made, wire transfers, stop-payment orders, or notices of insufficient funds issued.
B:The maturity of the deposit in days, weeks, or months.
C:The average balance held in the account over a designated period.
D:the heathy operation of the economy
答案:ABC
15.Subordinated debentures belong to core capital of a bank.
美国好声音评委A:错
B:对
答案:A
16.Preferred stock reprents ownership with investors` claim superior to tho of common stockholders but subordinated to tho of debtholders.
A:错
B:对
答案:B
17.In the following type of bank capitals, ( ) belong to Tie 1 capital.
A:common stock and surplus
B:subordinated debt capital instruments
C:undivided profits
D:allowance for loan and lea loss
答案:AC
