(一）名词解释
flandre(1)Prentment: A draft must be duly prented for payment if it is a sight bill or dully prented for acceptance first and then prented for payment at maturity if it is a time bill.
(2) Acceptance: Acceptance of a draft is a signification by the drawee of his asnt to the order given by the drawer.
(3) Protest : A written statement under al drawn up and signed by a notary public or other authorized person for the purpo of giving evidence that a bill of exchange has been prented by him for acceptance or for payment but dishonored
(4) Endorment: It is an act of negotiation.
prerequisites for a valid endorment:
It should be normally effected on the back of a draft and signed by the endorr
It must be made for the whole amount of the draft.
(5) Definition of International payments and ttlements .
International payments and ttlements are financial activities conducted among different countries in which payments are effected or funds are transferred from one country to another in order to ttle accounts , debts, claims, etc, emerged in the cour of political economic or cultural contacts among then.
(2014艾美奖6) Definition of collection 托收的定義
----is an arrangement where by the goods are shipped and a relevant bill of exchange is drawn by the ller on the buyer, and/or shipping documents are forwarded to the ller's bank with clear instructions for collection through one of its correspondent bank located in the domicile of the buyer.
（7）D/P(documents against payments)
The collecting bank may relea the documents only against full and immediate payment ,insofar as national ,federal or local laws or regulations do not prevent it.
（8）D/A(documents against acceptance)我亲爱的英文
The prenting bank may relea the documents to the buyer against the buyer’s acceptance of a draft, drawn payable 30-180days after sight or due on a definite date.
(9)议付
二、简答
(1) Evolution of International Payments and Settlements
livelya: From Cash Settlement to Non-Cash Settlement
b: From Direct Payment Made between International Traders to Payment effected through a Financial Intermediary(從貨商之間支接支付到通過金融中介進行支付)
c: From payments under Simple Price Terms to Payments under More Complex price Terms(從使用简单贸易术语支付到使用复杂贸易术语支付)
(2) Four kinds of endorments
a: Blank Endorment An endorment in blank is one that shows an endorr's signature only and specifies no endore
b: Special endorment. A special endorment is one that specifies an endore to whom or who order the draft is to be paid, in addition to the signature of on endorr. For example, "Pay Hhn Smths"
欧美怀旧经典歌曲c: Restrictive endorment: An endorment is restrictive when it prohibits further transfer of the draft.For example "Pay John Smiths only"
d: Conditional endorment: A conditional endorment is a special endorment adding some word there to that create a condition bound to be merit before the special endore in entitled to receive payment.The endorment is liable only if the condition is fulfilled
（3）票据的性质畿尼
1、流通转让性（negotiability)
2、无因性（non-causative nature)
3、要式性（requisite in form)
4、提示性（prentment）
5、返还性(returnability)
6、设权性(Right Establishing)
7、文义性(Word Meaning)
三、填空题
Chapter 2
(1)Before the sixth century B.C. , goods were exchanged between traders in different countries on a (barter) basis.
(2)A (coin) ended the barter transactions.
(3)The shipment of gold or silver across national boundaries was both (expensive) and ri
sky.
黄油手
(4)Nostro account means (our) 中国的英文account.
(5)(Vostro) account means your account.
(6)To Bank of China, a RMB account held by Bank of England is called (vostro) account
(7)If a British bank has an account in Paris with a French bank, it will refer to that account as (nostro) account
(8)Control documents are lists of (specimen of Authorized signatured), (Telegraphic Test Keys), (Terms and Conditions) and (SWIFT Authentic Key).
Chapter 4rca
(1)International remittance happens when a client (payer) asks his bank to nd a sum of moner to a <kamebeneficiary> abroad by one of the transfer methods at his option.
(2)A (payment order,mail advice, or debit advice) is an authenticated order in writing addresd by one bank to anther instructing the latter to pay a sum oertain in moner to a specified person or a beneficiary named thereon.
