uncle怎么读制胜中国零售银行市场Winning in Retail Finance Steve Laue
Director
Consumer Rearch –Finance
消费者研究金融行业总监
现在PRESENT
1984
中国银联成立China UnionPay Established
第一台ATM机First ATM
1987
中国银行首先设立网上银行Online banking launched by Bank of China
2001手机银行Mobile Bank
在线交易革新Online trading revolution
指付通
Fingerprint payment
1984年形成四大国有银行
4 nationalized banks established 1984
股份制商业银行出现Joint-stock
commercial bank
omg股票市场开放Stock Market
加入WTO Join in WTO
当代中国银行业–里程碑
Banking in Modern China –Key Milestonesexchanged
1985
1998希腊神话时代
1988
2002
中国–零售银行的巨人！
mang
China –A Retail Banking Giant
全球十大银行中，四大银行均榜上有名
The Big 4 Chine banks are in top 10 of world rankings
中国以20亿张储蓄卡、2亿张信用卡的规模，成为全球最大的信用卡市场之一China is one of the biggest card markets with 2 billion debit cards and 200 million credit cards
按揭贷款数额达到1万亿美元
Mortgage portfolio worth USD 1 trillion
个人投资者带动股市资本化: 80%的股市资本来自个人投资者
pt>电影对白
Retail investors are driving stock market capitalization: 80% driven by retail investors
增长迅速！机遇广阔！
Huge Growth! Huge Opportunity 储蓄账户/ Savings
Account
储蓄卡/ Debit Cards
信用卡/ Credit Cards 保险/ Insurance (any)Type of Insurance
人身保险/ Life25%健康/ Health24%个人意外/ Personal Accident22%车保/ Car10%家庭财产Home content4%旅游Travel2% Type of Insurance
人身保险/ Life25%健康/ Health24%个人意外/ Personal Accident22%车保/ Car10%家庭财产Home content4%
旅游Travel2%
基数：18城市所有受访者，n=11,638 Ba: All respondents in 18 cities n=11,638
更大的机遇来自二线城市Opportunity bigger in smaller tier cities
储蓄账户/ Saving Account
储蓄卡/ Debit Cards
信用卡/ Credit Cards
保险/ Insurance (any)
英语单词查询基数：关键城市所有受访者n=4,015; 其他城市所有受访者n=7,623 /
Ba: All respondents in key cities n=4,015; All respondents in other cities n=7,623
Key cities
Other cities
六级评分Type of Insurance
2016考研国家分数线Key cities Others 人身/ Life29%22%健康/ Health27%22%个人意外/ Personal Accident 26%19%车保Car11%10%家庭财产Home content4%3%旅游/ Travel3%2% Type of Insurance
Key cities Others 人身/ Life29%22%健康/ Health27%22%个人意外/ Personal Accident 26%19%车保Car11%10%家庭财产Home content4%3%旅游/ Travel3%2%
备注：5个关键城市包括上海，北京，广州，深圳，成都。
13个其他城市包括重庆，大连，福州，南京，请到，天津，武汉，厦门，东莞，昆明，沈阳，和西安
Note: 5 Tier 1 cities include Shanghai, Beijing, Guangzhou, Shenzhen, and Chengdu; 13 2nd tier cities include Chongqing, Dalian, Fuzhou, Hangzhou, Nanjing, Qingdao, Tianjin, Wuhan, Xiamen, Dongguan, Kunming, Shenyang, and Xi’an.
