银行个人普通消费贷款合同英文翻译
Personal Consumption Loans
Loan Contract
（By RMB）
Lender: Bank of XXXXX Ltd
Personal Consumption Loans
Loan Contract
A.Contract Parties
1.Lender （hereafter referred to as “ Bank Of xxxxxxx）Person in Charge:
Postcode:
Tel: Fax: Customer Service Hot line:
2. Borrower:
Sex:
Home Tel：
Mob: Office Tel:
Add/Current Residence:
Mail Add: Postcode:
Employer and employers address:
B. Loan Purpo
1.Purpo: to purcha the property located:
uan.
C. Loan Amount and Period 2.Loan Amount（in number）：（3.Loan Period: after lending）：
D. Loan Interest Rate
1.Contract Interest Rate（APR）：
The Lending Day period lending benchmark rate, Float upwards Float downwards % （expected contract interest rate is 2.Contract Interest Rate Adjustment: loan period within 1 year （including 1 year） for fixed interest rates; loan term over 1 Years for a floating interest rate,after the People Bank of China adjusts the benchmark interest rate, （excluding the year）in next Jan 1st, implement the new adjustment of contract interest rate .
3.Overdue Interest Rates: the contract interest rate float upwards
4.Penalty Interest Rates: the contract interest rate float upwardsE. Account
1.Borrower Account Name:
Account No.:
2. Borrower Assigned Sellers Account:
Account:
3.Loan Issue Method: Issue to borrowers account,extracting and using by borrower; Issue to
borrowers account,paying for ller account;Directly paying for ller account
F.Repayment
1.Method of Repayment
Due to expire one time repayment of principal and interest （loan period does not exceed 1 years applicable）Matching repayment of principal and interest （each repayment of principal and interest equal to the total amount, loan term more than one year application）Matching repayment of principal（each repayment of principal and interest equal to the total amount, loan term more than one year application）Other
2.Repayment Term: total terms
3.Prepayment Compensation: Prepayment Principle x Advance Term x 0%/yearG.Other charges and charging standard
W. Compulsory Execution Notarization
This contract whether for the compulsory execution notarization:
days. No.
X. Special Agreement
Y. Borrower Confirmation
The borrower hereby confirm: has received and carefully read the name of ”Personal Consumption Loans Contract Terms and Conditions“ and in Appendix 1 of the contract and other related documents, the Bank of xxxxxxxx has made fully explanation and description of terms andcontents of this contract to the borrower , and the borrower has reviewed and fully understand all the contents of this contract. If the borrower has signed at the Z article , that who confirmed fully agree and accept this contract （including in Appendix 1 and others）all of the terms andconditions , have no doubt, divergence or objection to all the provisions of this contract and the content, and both parties have clear and accurately understanding the implications for the rights, obligations and responsibilities in legal terms.
Z.Signing Contract
The Bank of xxxxxx confirm and completely agree and accept this contract.
The responsible person / authorized reprentative: （al）The Borrower confirm and completely agree and accept this contractBorrower
Signature: （signature）
This contract is made by all parties on （month, day, year）， signed at Bank of xxxx located address.
Appendix 1: ”Personal Consumption Loans Contract Terms and Conditions“Pe rsonal Consumption Loans Contract Appendix 1:
Personal Consumption Loans Contract Terms and ConditionsThe ”Personal Consumption Loans Contract Terms and Conditions“ is a part of ”PersonalConsumption Loans Contract“ （referred to as ”the contract“）， the terms and conditions, and the other provisions and attachments of this contract joinly constitute the legal documents specified rights and obligations in the contract between the xxxxxxxx bank and the borrower.
1 Definition and Explanation
Unless specified the terms and conditions of this Contract, otherwi, in this contract:
Consumption Contract: means a contract is agreed by the retailer or/and rvice provider （referred to as the ”ller“）provide consumer goods or/and rvices to borrowers, its typesincluding but not
