银行业务常用英语词汇以及对话
account number 帐号 depositor 存户
pay-in slip 存款单
a deposit form 存款单 a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签 to endor 背书
endorr 背书人
to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付
to suspend payment 止付 cheque,check 支票
cheque book 支票本
order cheque 记名支票
bearer cheque 不记名支票
crosd cheque 横线支票
blank cheque 空白支票
rubber cheque 空头支票 cheque stub, counterfoil 票根
cash cheque 现金支票
traveler's cheque 旅行支票
cheque for transfer 转帐支票 outstanding cheque 未付支票
canceled cheque 已付支票 forged cheque 伪支票
Bandar's note 庄票，银票
banker 银行家
president 行长
savings bank 储蓄银行 Cha Bank 大通银行
Citibank 花旗银行
Hongkong Shanghai Banking Corporation 汇丰银行
Chartered Bank of India, Australia and China 麦加利银行
Banque de I'IndoChine 东方汇理银行
central bank, national bank, banker's bank 中央银行
bank of issue, bank of circulation 发行币银行
commercial bank 商业银行，储蓄信贷银行
member bank, credit bank 储蓄信贷银行 discount bank 贴现银行
exchange bank 汇兑银行 requesting bank 委托开证银行
issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行
negotiation bank 议付银行
confirming bank 保兑银行
paying bank 付款银行 associate banker of collection 代收银行
consigned banker of collection 委托银行
clearing bank 清算银行
local bank 本地银行
domestic bank 国内银行
overas bank 国外银行
unincorporated bank 钱庄
branch bank 银行分行 trustee savings bank 信托储蓄银行
trust company 信托公司 financial trust 金融信托公司
unit trust 信托投资公司
trust institution 银行的信托部
credit department 银行的信用部
commercial credit company(discount company) 商业信贷公司（贴现公司）
neighborhood savings bank, bank of deposit 街道储蓄所
credit union 合作银行
credit bureau 商业兴信所
lf-rvice bank 无人银行
land bank 土地银行
construction bank 建设银行
industrial and commercial bank 工商银行
bank of communications 交通银行
mutual savings bank 互助储蓄银行
post office savings bank 邮局储蓄银行
mortgage bank, building society 抵押银行
industrial bank 实业银行 home loan bank 家宅贷款银行
rerve bank 准备银行 chartered bank 特许银行
corresponding bank 往来银行 merchant bank, accepting bank 承兑银行
investment bank 投资银行 import and export bank (EXIMBANK) 进出口银行
joint venture bank 合资银行 money shop, native bank 钱庄
credit cooperatives 信用社 clearing hou 票据交换所
public accounting 公共会计 business accounting 商业会计
cost accounting 成本会计 depreciation accounting 折旧会计
computerized accounting 电脑化会计 general ledger 总帐
subsidiary ledger 分户帐
cash book 现金出纳帐
cash account 现金帐 journal, day-book 日记帐，流水帐
bad debts 坏帐 investment 投资 surplus 结余
idle capital 游资
economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退
economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏
inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值
revaluation 货币增值
international balance of payment 国际收支
favourable balance 顺差 adver balance 逆差
hard currency 硬通货 soft currency 软通货
international monetary system 国际货币制度
the purchasing power of money 货币购买力
money in circulation 货币流通量
note issue 纸币发行量
national budget 国家预算
national gross product 国民生产总值 public bond 公债
stock, share 股票
debenture 债券
treasury bill 国库券
debt chain 债务链
direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇
cross rate, arbitrage rate 套汇汇率
foreign currency (exchange) rerve 外汇储备
foreign exchange fluctuation 外汇波动
foreign exchange crisis 外汇危机
discount 贴现
discount rate, bank rate 贴现率
gold rerve 黄金储备 money (financial) market 金融市场
stock exchange 股票交易所 broker 经纪人
commission 佣金 bookkeeping 簿记
bookkeeper 簿记员
an application form 申请单 bank statement 对帐单
letter of credit 信用证 strong room, vault 保险库
equitable tax system 等价税则 specimen signature 签字式样
banking hours, business hours 营业时间
银行英语口语－新开帐户
What kind of account did you have in your mind?
你想开哪种帐户?
Do you like to open a current account?
你想开一个活期存款帐户吗?
A deposit or current account?
定期还是活期?
Plea tell me how you would like to deposit your money.
请告诉我你想存何种户头?
There's a rvice charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。
Our minimum deposit for a savings account is 100 dollars.
我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original deposit.
最低起存款额是5元。
You can open a savings account at any time with an initial deposit of 50 dollars.
你可随时以50美圆的起存额开立储蓄帐户。
Even one yuan is all right.
甚至一元也可以起存。
Here is your pasbook. Plea bring it back when you deposit or withdraw money any time
you like. Keep it well and inform us whenever you lo it.
