新编大学英语文化阅读教程3教师用书
Unit4
Warm-up
Step1Brainstorming
A cost-benefit analysis is uful when I am deciding whether to study at a university near my hometown or in a more distant city.It is convenient for me to take care of my family when studying at the university near my home.I can get easy access to transportation when going home on weekends or holidays.And the living cost is lower.It would be inconvenient to go home when studying in a city far away from home. But I can live independently and acquire more life skills,and perhaps I can get greater academic improvements.Weighing the pros and cons,I made a decision to go to a distant city for higher education.
When making decisions in my daily life,I usually apply the cost-benefit analysis.For instance,when deciding whether to shop online or in a real shop,I would take into account the time and transportation costs of going to a real shop.Therefore,online shopping which saves time and does not require a commute is more appealing to me.
Another example I’d like to share with you is applying a cost-benefit analysis on whether I should stand up and volunteer to answer the question or keep quiet in my at.Answering the question benefits me by exercising my spoken English.The cost is that I need to think of a reasonable answer and if I make a wrong answer I may feel embarrasd in front of my classmates.Weighing the cost and benefit,I think that it is worth making a try.
Step2Sharing your ideas
In daily life,another effective economic principle that can be ud is opportunity cost.Opportunity cost is the forgone benefit that would have been derived from an option not chon.To properly evaluate opportunity costs,the costs and benefits of each option should be considered and weighed against the others.So considering the value of opportunity costs can guide individuals to make profitable decisions.
Take the decision of whether to go to university or get a job after high school as an example.For the average person,the opportunity cost of going to university is32,000yuan for four years.If you find a job and earn probably3,000yuan a month,you can earn144,000yuan for four
years.It ems like that bad on the above scenario,taking a job has a financial advantage over goi
ng to university.Does that mean we shouldn’t go to university?
The answer is No.Not everyone has the ability to obtain a considerable-paying job out of high school.But,people who graduate from universities typically have long-term career salaries than tho without a bachelor’s degree.In the long run,the four years spent pursuing a degree in universities benefit one’s career life more and would result in a higher financial benefit.
Reading1
Language focus
1.optimal
2.bulk
3.demographic
4.stagnant
5.prodded
Global understanding
1)starker
人岗匹配理论
2)mores
3)saving habits
4)economic context
5)economic transactions
6)Trust levels
纳米石墨7)financial contracts
8)willingness
Detailed understanding
1.T
2.F
3.F
4.F
5.T
6.T
7.F北戴河
8.T自建房楼梯
Cultural thinking
A penny saved is a penny earned.People’s attitudes towards saving or spending differ.Why do some people save more than others,even if they have similar incomes?The traditional answer has been that there are idiosyncratic differences between individuals—some of us are frugal, and some are not—while countries differ on things like demographics, credit availability,income expectations,and uncertainty.All the explanations are true.But it might not be the whole truth.It’s also possible that our savings behavior is shaped by the cultural impact of which we were brought up with.
Most Asian countries,such as China,Singapore,and South Korea have traditionally had high savings rates.All the countries are influenced by the virtue of frugality.Another example is that Americans who were descended from slaves save significantly less than other Americans,even if they have the same incomes.This shows the legacy of slavery is still with us:slaves could not own property and so never had a savings culture. This abnce of saving has been transmitted down the generations.
Reading2
Language focus
1.incentive
3.inhibit
5.susceptible
6.incomparably
7.abu
8.perception
Global understanding
1)biad
2)life experience
3)acculturation
4)implementation
5)inequality
6)interventions
7)alternative narratives
达飞Detailed understanding
爱尔兰英语1.F
2.F
3.T
4.F
5.T
6.T
Cultural thinking
Version1:Yes,I agree with the author.Changes in people’s mindt can affect the economy.For example,in China,there is a traditional economic concept of“living within one’s means”,so traditionally people would spend money according to their savings.But with the development of society,modern young people have started to accept the idea of “spending in advance”and are consuming with credit cards.This is a huge change in mindt and has had a correspondingly impact on the development of China’s financial markets.
Version2:No,I don’t agree with the author.Economic development and changes in mindt are not tightly linked.With the modernization of society,the economy in China is constantly and steadily developing and progressing.However,people living in distant rural areas can't keep up with the pace of social development.In this regard,the poverty alleviation measures of the central and local governments can help them transform their production and lifestyle,thus changing the local economic situation and achieving the result of poverty alleviation and common prosperity.壳组词语
Integrated thinking
Answer1:I think my economic behavior is quite similar to my classmates. We are all financially dependent on our parents.In order to live within our means,we all like shopping online.Through shop
ping online,we can arch for bargains and save both money and time.And we rely very much on ur reviews and recommendations when shopping.Some social apps enable influencers to adverti the products.We,as young Chine
consumers,also like spending money on dining in fancy restaurants, having entertainment,and doing sports,which I think is Gen Z’s consuming fashion.
Answer2:Chine parents always say“Don’t spend all of your money. Save it for a rainy day.”When making financial decisions,the Chine prefer to“save”rather than“spend”.However,the economic behavior of young Chine has changed and is not that different from young people in other countries.
Answer3:Traditional Chine culture plays a profoundly important role in young people.Most Chine young people are still very rational in their spending and do not spend money blindly on luxuries that they cannot afford.They are more likely to spend wily when making purcha decisions.泰国风景
Culture mosaic
1How different cultures deal with cash
Version1:Yes,I have a habit of saving.Saving money is important becau it gives me more financial curity,stability,and freedom. Having savings also protects me during financial emergencies to avoid debt and reduces stress.Additionally,saving money also enables me to help others and support my family to some extent.
Every month,I will budget my living expens given by my parents rationally and wily.Apart from esntial living expens,such as eating and accommodation,clothing,and daily necessities,I will save up the rest money.Every year at the Chine New Year,I receive red packets from my elders.I will put the money in the bank,mostly with low-risk capital prervation projects to avoid financial risks.The saving habit allows me to rely on mylf when I need to spend a large amount of money,such as on graduation travel.
Version2:No,I don’t have a habit of saving.The top reason is that I believe in the philosophy of“living for today”.I don’t know what tomorrow will offer.Therefore,I want to live each day to the fullest.I like to try new things and enjoy new experiences.I spend my money on hobbies,such as camping and rock climbing,which are very exciting but also costly.The other reason is that I have no financial income.My parents provide me with monthly living expens,so I have to live within my means and don't have much money to save.Although I may find a part-time job to earn money after school,I cho
o not to do so since I am spending my time mainly on the study.After all,studying is more
