2023年银行招聘之银行招聘综合知识练习题(一)及答案
单选题（共40题）
1、We should think long term and take____measures.
A.primitive
B.productive
C.permissive
D.proactive
【答案】 D
2、下列不属于投资银行主要利润来源的是（ ）。
A.佣金
手工花B.资金运营收入
C.存贷利差
D.利息收入
【答案】 C
3、2008年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采取了非常规货币政策。IMF于2013年5月16日发布了《非常规货币政策：最近经验与前景》报告，报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标，诸如持续两年左右的购买国债计划帮助美国和英国的GDP增速提升了约2个百分点，然而，发达国家的这些政策对世界其他国家也造成了很大的影响，大量资本流入拉丁美洲和亚洲，导致新兴市场的汇率过度升值和波动。
A.汇率
B.投机性货币需求
C.货币供给
D.物价
【答案】 B
4、（ ）是指一个组织在长期发展过程中，把组织内全体成员结合在一起的行为方式、价值观念和道德规范，其具有目标导向、凝聚、激烈、创新等功能。
A.组织机构
B.组织领导
C.组织文化
D.组织安排
【答案】 C
老干妈炒饭怎么做5、资料：Changing careers is becoming more popular. Not just becau there are more
career options available, but also out of necessity. As new industries ari, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.You need to have more conversations and connections within your new career path
B.You need to build a marketing campaign for your business-of-one
C.You need to give the logic and passion behind your career change溜光
D.You need to make sure everyone knows about it
【答案】 D
6、 期货交易与现货交易的不同之处在于（ ）。
A.风险较小的合约
B.不需要交保证金的合约
C.实物交割率低的合约
D.交易所并不提供结算服务
【答案】 C
7、Passage 6
A.Less Screening for More Safety
B.PreCheck–a Belated Solution
C.Getting Stuck in Security Lines
D.Underud PreCheck Lanes
【答案】 C
8、当利率下降，对消费者的影响是（ ）。
A.刺激消费，减少储蓄
B.刺激消费，刺激储蓄
C.抑制消费，抑制储蓄
分手日记D.抑制消费，刺激储蓄
【答案】 A
9、 ( )是指企业在一定会计期间的经营成果。
A.负债
B.费用
C.收入
D.利润
【答案】 D
10、下列关于国内信用证办理和使用要求的表述中，符合支付结算法律制度规定的是（ ）。
A.信用证结算方式可以用于转账，也可以支取现金
B.开证行应向申请人收取不低于开证金额30%的保证金
C.信用证到期不获付款的，议付行可从受益人账户收取议付金额
D.申请人交存的保证金和存款账户余额不足支付的，开证行有权拒绝付款
【答案】 C
11、资料：We are plead to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been lected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city o
f Montreal，the metropolis of the province of Quebec. For tho of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.strengthen
B.build
C.connect
D.decorate
【答案】 A
12、资料：The data a bank has stored on its rvers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor rvices and fend off competitors. In Europe, at least, that is all about to change with a new t of regulations, named PSD2.
原来这么简单A.Challenges facing European regulators
B.A new regulation in Europe that opens banks to competition
C.The solutions to the flawed banking system in Europe
D.A looming threat to customers' private bank data
【答案】 B
13、All car makers are spending billions trying to figure out a future that is more______，more autonomous and steps back from fossil fuels。
A.electric
B.electrical
天才知道C.electronic
D.electrified
说服性演讲
【答案】 A
14、与零售业相比较，批发业具有自身的特点，以下表述不正确的是（ ）。
A.批发业基本属于资本密集型行业
男生吃什么补肾B.服务项目相对较少
C.平均每笔交易量少，交易次数频繁
