雅思考试阅读试题及答案
2017年雅思考试阅读试题及答案
导语：雅思阅读考试分学术类和培训类两种，分别针对申请留学的学生和计划在英语语言国家参加工作或移民的人士。三篇文章40道题目总共用时60分钟，包括将答案誊写到答题卡上的时间。下面是小编为您收集整理的.英语资料，希望对您有所帮助。
repaired
白盐山
Study Finds Web Antifraud Measure Ineffective
Published: February 5, 2007 New York Times
1. Internet curity experts have long known that simple passwords do not fully defend online bank accounts from determined fraud artists. Now a study suggests that a popular condary curity measure provides little additional protection.
2.The study, produced jointly by rearchers at Harvard and the Massachutts Institute of Technology, looked at a technology called site-authentication images. In the system, currently ud by financial institutions like Bank of America, ING Direct and Vanguard, online banking customers are asked to lect an image, like a dog or chess piece, that they will e every time they log in to their account.
3.The idea is that if customers do not e their image, they could be at a fraudulent Web site, dummied up to look like their bank’s, and should not enter their passwords.
4.The Harvard and M.I.T. rearchers tested that hypothesis. In October, they brought 67
Bank of America customers in the Boston area into a controlled environment and asked them to conduct routine online banking activities, like looking up account balances. But the rearchers had cretly withdrawn the images.
5.Of 60 participants who got that far into the study and who results could be verified, 58 entered passwords anyway. Only two cho not to log on, citing curity concerns.
6.“The premi is that site-authentication images increa curity becau customers will not enter their passwords if they do not e the correct image,” said Stuart Schechter, a computer scientist at the M.I.T. Lincoln Laboratory. “From the study we learned that the premi is right less than 10 percent of the time.”
7.He added: “If a bank were to ask me if they should deploy it, I would say no, wait for something better,” he said.
库拉索芦荟图片
8.The system has some high-power supporters in the financial rvices world, many trying to comply with new online banking regulations. In 2005, the Federal Financial Instit
utions Examination Council, an interagency body of federal banking regulators, determined that passwords alone did not effectively thwart intruders like identity thieves.ipad文件传输
9.It issued new guidelines, asking financial Web sites to find better ways for banks and customers to identify each other online. January 2007 was t as the compliance date, though the council has yet to begin enforcing the mandate.
10.Banks immediately knew what they did not want to do: ask customers to download new curity software, or carry around hardware devices that feed them PIN codes they can u to authenticate their identities. Both solutions would add an extra layer of curity but, the banks believed, detract from the convenience of online banking.
11.The image system, introduced in 2004 by a Silicon Valley firm called PassMark Security, offered banks a pain-free addition to their curity arnals. Bank of America was among the first to adopt it, in June 2005, under the brand name SiteKey, asking its 21 million Web site urs to lect an image from thousands of possible choices and to choo a unique phra they would e every time they logged in.
峨嵋
12.SiteKey “gives our customers a fairly easy way of authenticating the Bank of America Web site,” said Sanjay Gupta, an e-commerce executive at the bank. “It was very well received.”十个一
13.The Harvard and M.I.T. rearchers, however, found that most online banking customers did not notice when the SiteKey images were abnt. When respondents logged in during the study, they saw a site maintenance message on the screen where their image and phras should have been pictured. The error message also had a conspicuous spelling mistake, further suggesting something fishy.
14.Mr. Gupta of Bank of America said he was not troubled by the results of the survey, and stresd that SiteKey had made the bank’s Web site more cure. He also said that the system was only a single part of a larger curity blanket. “It’s not like we’re betting the bank on SiteKey,” he said.
15.Most financial institutions, like Bank of America, have other ways to tell if a customer is legitimate. The banks often drop a small software program, called a cookie, onto a ur
’s PC to associate the computer with the customer. If the customer logs in from another machine, he may be asked personal questions, like his mother’s maiden name.
16.Rachna Dhamija, the Harvard rearcher who conducted the study, points out that swindlers can u their dummy Web sites to ask customers tho personal questions. She said that the study demonstrated that site-authentication images are fundamentally flawed and, wor, might actually detract from curity by giving urs a fal n of confidence.
