单元测试（一）---票据
一、判断题
1.In a promissory note, the drawer and the payer are the same person. ( )
2.A promissory note is an unconditional order in writing. ( )
3.There is no acceptor in a promissory note. ( )
4.A bank draft is a check drawn by one bank on another. ( )
5.A trade bill is usually a documentary bill. ( )
6.蓬莱阁The interest in the bill of exchange can only be transferred by endorment. ( )
7.An endorr of a bill is liable on it to subquent endorrs and holders of the bill. ( )
8.The person who draws the bill is called the drawer. ( )
9.Bills of exchange drawn by and accepted by commercial firms are known as trade bills. ( )
10.Trade bills are usually documentary bills. ( )
11.Endorments are needed when checks in favor of a sole payee are credited to a joint account. ( )
12.An open check can be paid into a bank account. ( )
13.An open check can be cashed over the counter. ( )
14.A crosd check can be cashed over the counter. ( )
15.T he payment of a check cannot depend upon certain conditions being met. ( )
16.In a check, the drawer and the payer are the same person. ( )
冬阴功汤17.If a check is prented undated, the payee can inrt a date. ( )
18.A draft is a conditional order in writing. ( )
19.If a bill is payable “智慧的反义词at 30 days after date”石斛麦冬瘦肉汤, the date of payment is decided according to the date of acceptance. ( )
20.A bill payable “at 90 days sight” is a sight bill. ( )
二、选择题
1. The person paying the money is a of a check.
A. payee
B. endorr
C. drawer
D. endore
2. A check is valid for months from the date of issue, unless a shorter period is written o
n the face of it.
A. six
B. nine
C. three
D. one
3. If a check dated 1st Feb. 2001 was prented on the 5th Nov. 2000, it would be .
A. pre-dated
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B. out of date
C. post dated
D. undated
4. If a check dated 1st Feb. 2001 was prented on the 5th Oct. 2000, it would be .
A. pre-dated
B. out of date
C. post dated
D. undated
5. The effect of a blank endorment is to make the check payable to the .2022年吉祥物
A. order of a specified person
B. specified person
C. bearer
D. named person
6. Banks usually ask for endorments when check in favor of payee are credited to a account.
A. joint; joint 关于新年的儿歌
B. joint; sole
C. sole; joint
D. sole; sole
7. “Payee j. Smith endord James Smith pay to L.Green”, this is a endorment.
A. specific
B. blank
C. general
D. restrictive
8. If a bill is payable “60 days after date”, the date of payment is decided according to
.
A.the date of acceptance
B.the date of prentation
C. the date of the bill
D.the date of maturity
9. A carries comparatively little risks and can be discounted at the finest rate of interest.
A. sight bill
B. bank draft
C. commercial bill
D. trade bill
10. A time bill may be accepted by the .
A. drawer
B. drawee
C. holder
D. payee
11. The party to whom the bill is addresd is called the .
A. drawer
B. drawee
C. holder
D. payee
12. When financing is without recour, this means that the bank has no recour to the if such drafts are dishonored.
A. payer
B. drawee
C. payee
D. drawer
13. Only by endorment can the interest in the bill be transferred by .
A. the drawer
B. the drawee
C. the holder
D. any person to the bill
14. A promissory note is “inchoate” until it has been delivered to the .
A. payer or bearer
B. payee or drawee
C. payee or bearer
D. holder or drawer
15. The of o promissory note has prime liability while the other parties have condary liability.
A. holder
B. drawee
C. maker
D. acceptor
16. An acceptance with the wording “payable on delivery of bill of lading” is .
A. a general acceptance
B. qualified acceptance
C. non acceptance
D. partial acceptance
17. must be accepted by the drawee before payment.
A. A sight bill
B. A bill payable ×× days after sight
C. A promissory note
D. A bill payable ×× days after date
18. A(n) is a financial document.
A. bill of exchange
B. bill of lading
C. insurance policy
D. commercial invoice
19. In order to retain the liabilities of the other parties, a bill that has been dishonored must be .
A. protested
B. given to the acceptor
C. retained in the files
D. prented to the advising bank
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