大学英语四级分类模拟题351
(总分100,考试时间90分钟)晒晒妈
Reading Comprehension
ForgetBrother, Can You Spare a Dime?The theme song of this recession might well be"Mother, Can You Write a Check?"The distressing economy has resulted in increasing numbers of parents and grandparents helping out their strapped adult children and grandkids with home down payments, credit-cardbailouts(紧急财政援助), and spare cash—often at the same time as parents are trying to confront new retirement budgets.
"We are eing a ton of this," says Ross Levin, an Edina, Minn., financial advir. "Sometimes it"s a great idea and sometimes it is not. You have to make sure you put on your own oxygen mask first."
Some 62 percent of visitors to have helped their kids financially in the past year, with 70 percent of that group handing over cash to help their adult children and grandchildren with
颜色形容词daily expens, says the site"s CEO, Jerry Shereshewsky. Another popular category is housing; in the last year many parents have coughed up down payments to help their kids get into homes while the $8,000 first-time home buyer"s credit was in effect.
Then there"s the debt-bailout situation. A survey recently conducted by Creditcards. com forNewsweekfound that 42 percent of folks with adult children have helped them pay off car loans, credit cards, medical bills, and more.
None of this is surprising to Shereshewsky, who es the trend as a natural result of changing families and the distribution of wealth. "This is where all the money is—and it"s where the money is, despite the fact that we"ve had this meltdown." In general, the baby-boom generation is far wealthier than their children are, and has a lower unemployment rate than 20-somethings. He says that the vast majority of multi-generation houholds now involve adult children (and sometimes their children) moving in with aging parents. Baby-boom parents generally aspire to helping their kids and their grandchildren and don"t want to wait until they are dead to do it.
"You should give while you"re young enough to enjoy the fruits of what you"re doing," says Shereshewsky, who is personally considering getting a rever mortgage on his home when it comes time to help his 20-something kids with home purchas.
1. According to the passage, people are regarded as "strapped" if they are ______.
A. jobless in the recession
B. in financial difficulties
C. dependent on their parents怎么插入页码
D. troubled by credit card debt
2. Ross Levin thinks that sometimes, it is not a great idea that ______.
A. parents have confronted new retirement budget
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B. adult children disregard parents" difficulties
C. adult children spend more than they earn
D. parents help out their adult children
3. With the first-time home buyer"s credit, ______.
A. children did not have to turn to parents for help
B. children found it easier to deal with down payment
C. parents still had to help pay for the down payment
D. parents felt relieved from expen on housing
4. What do we know about the people of the baby-boom generation?适合摆地摊的小商品
A. Most of them prefer to live with their children.
B. Most of them become parents in their twenties.
C. They have a higher employment rate than their kids.
D. They are willing to take care of their aging parents.
5. Shereshewsky is most likely to agree that ______.
A. parents should enjoy their own lives
B. young people should help their parents
C. young people should be independent
D. parents should help out their adult kids中国免签的国家有几个
When your family wants to buy or replace a car, a television, or a washing machine, you find the money either from savings or by borrowing from the bank, a hire-**pany or perhaps a friend. Similarly, a family buying a hou for the first **monly borrows from abuilding society(住宅互助委员会). If you own a private business, a garage, a shop, or a farm, you will need, from time to time, to buy new equipment, new furnishings, or, if you are doing well, newpremis(房屋) so that you can expand. Some of the cost you can me
et from the profits you have kept in the business, but often you will need help. You will go to your bank, to a finance hou, or perhaps to a relative or friend for finance provided from his savings. When you borrow money or rai money in this way you pay it back out of future profits.
Many large business, however, need cash for new developments or expansion far in excess of what can be provided from their profits or from private sources of capital. A new factory, an oil-well in the North Sea, can cost millions of pounds to construct and bring into production; a new design of car or brand of medicine likewi can cost millions of pounds to design, develop, test and market before it reaches the stage where it earns a profit. Often the costs can be met from profits earned in other parts of the business or fromrervesbuilt up from profits earned in past years. Sometimes, however, it is necessary, and often it may be more advantageous, to rai new money from other sources.葱香牛肉
There can be little prospect of raising the sort of stuns needed by major business from
friends or acquaintances, and generally the banks are reluctant to provide sufficient cash on a permanent basis for long-term projects, though they will provide short-term finance. **panies can sometimes only rai the money they need to stay in the front of industry and develop new products and sources of production by turning to the public at large and inviting it to lend them cash or take a share in the business in exchange for a share in future profits. This they can do by offering shares in the business or loan capital through stockexchange(证券交易所).
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