在线测试
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满分分数61.0 分您的得分51.0 分
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教师批语
一单项选择题
试题1满分值：1.0分 状态：已答 实际得分：1.0分
Bonds that are sold in a foreign country and are denominated in a currency other than that of the country in which it is sold are known as
A.foreign bonds.
B.Eurobonds.
C.equity bonds.
[参考答案] B.Eurobonds.
[我的答案] B.Eurobonds.
试题2满分值：1.0分 状态：已答 实际得分：1.0分
Bonds that are sold in a foreign country and are denominated in the country’s currency in which they are sold are known as
A.foreign bonds.
B.Eurobonds.
C.equity bonds.
[参考答案] A.foreign bonds.
[我的答案] A.foreign bonds.
试题3满分值：1.0分 状态：已答 实际得分：0.0分
One reason for the extraordinary growth of foreign financial markets is
A.decread trade.
B.increas in the pool of savings in foreign countries.
C.the recent introduction of the foreign bond.
D.slower technological innovation in foreign markets.
[参考答案] B.increas in the pool of savings in foreign countries.
[我的答案] C.the recent introduction of the foreign bond.
试题4满分值：1.0分 状态：已答 实际得分：1.0分
Equity of U.S. companies can be purchad by
A.U.S. citizens only.
B.foreign citizens only.
C.U.S. citizens and foreign citizens.
D.U.S. mutual funds only.
[参考答案] C.U.S. citizens and foreign citizens.
[我的答案] C.U.S. citizens and foreign citizens.
试题5满分值：1.0分 状态：已答 实际得分：1.0分
白菜豆腐汤的做法The primary liabilities of a commercial bank are
A.bonds.
C.deposits.
[参考答案] C.deposits.
[我的答案] C.deposits.
试题6满分值：1.0分 状态：已答 实际得分：1.0分
The primary asts of credit unions are
A.municipal bonds.
B.business loans.
[参考答案] C.consumer loans.
[我的答案] C.consumer loans.
试题7满分值：1.0分 状态：已答 实际得分：1.0分
Which of the following financial intermediaries is not a depository institution?
A.A savings and loan association
B.A commercial bank
C.A credit union
D.A finance company
[参考答案] D.A finance company
[我的答案] D.A finance company
试题8满分值：1.0分 状态：已答 实际得分：1.0分
Which of the following is a depository institution?
A.A life insurance company
B.A mutual savings bank
C.A pension fund
D.A finance company
[参考答案] B.A mutual savings bank
[我的答案] B.A mutual savings bank
试题9满分值：1.0分 状态：已答 实际得分：1.0分
Which of the following is a depository institution?
A.A life insurance company
B.A credit union
C.A pension fund
D.A mutual fund
[参考答案] B.A credit union
[我的答案] B.A credit union
试题10满分值：1.0分 状态：已答 实际得分：1.0分
Thrift institutions include
A.banks, mutual funds, and insurance companies.
B.savings and loan associations, mutual savings banks, and credit unions.
上情下达C.finance companies, mutual funds, and money market funds.
D.pension funds, mutual funds, and banks.采访使
[参考答案] B.savings and loan associations, mutual savings banks, and credit unions.
[我的答案] B.savings and loan associations, mutual savings banks, and credit unions.
试题11满分值：1.0分 状态：已答 实际得分：1.0分
Financial institutions that accept deposits and make loans are called ________ institutions.
A.investment
C.depository
D.underwriting
[参考答案] C.depository
[我的答案] C.depository
试题12满分值：1.0分 状态：已答 实际得分：0.0分
Although the dominance of ________ over ________ is clear in all countries, the relative importance of bond versus stock markets differs widely.
A.financial intermediaries; curities markets
B.financial intermediaries; government agencies
[参考答案] A.financial intermediaries; curities markets
[我的答案] C.government agencies; financial intermediaries
试题13满分值：1.0分 状态：已答 实际得分：0.0分
The countries that have made the least u of curities markets are ________ and ________; in the two countries finance from financial intermediaries has been almost ten times greater than that from curities markets.
A.Germany; Japan
大葱的作用B.Germany; Great Britain
C.Great Britain; Canada
D.Canada; Japan
[参考答案] A.Germany; Japan
[我的答案] B.Germany; Great Britain
试题14满分值：1.0分 状态：未答 实际得分：0.0分
Studies of the major developed countries show that when business go looking for funds to finance their activities they usually obtain the funds from
B.equities markets.
C.financial intermediaries.
D.bond markets.
[参考答案] C.financial intermediaries.
[我的答案]
试题15满分值：1.0分 状态：已答 实际得分：0.0分
An example of the problem of ________ is when a corporation us the funds raid from lling bonds to fund corporate expansion to pay for Caribbean cruis for all of its employees and their families.
A.adver lection
C.risk sharing
[参考答案] B.moral hazard
[我的答案] C.risk sharing
试题16满分值：1.0分 状态：已答 实际得分：1.0分
Adver lection is a problem associated with equity and debt contracts arising from
A.the lender's relative lack of information about the borrower's potential returns and risks of his inves
tment activities.左脸有痣
B.the lender's inability to legally require sufficient collateral to cover a 100% loss if the borrower defaults.
C.the borrower's lack of incentive to ek a loan for highly risky investments.
D.the borrower's lack of good options for obtaining funds.
[参考答案] A.the lender's relative lack of information about the borrower's potential returns and risks of his investment activities.
[我的答案] A.the lender's relative lack of information about the borrower's potential returns and risks of his investment activities.梦见聚餐
试题17满分值：1.0分 状态：已答 实际得分：1.0分
The problem created by asymmetric information before the transaction occurs is called ________, while the problem created after the transaction occurs is called ________.
A.adver lection; moral hazard
D.free-riding; costly state verification
[参考答案] A.adver lection; moral hazard
[我的答案] A.adver lection; moral hazard
试题18满分值：1.0分 状态：已答 实际得分：1.0分
If bad credit risks are the ones who most actively ek loans and, therefore, receive them from financial intermediaries, then financial intermediaries face the problem of
B.adver lection.
C.free-riding.
不过如此
[参考答案] B.adver lection.
[我的答案] B.adver lection.
试题19满分值：1.0分 状态：已答 实际得分：1.0分
Typically, borrowers have superior information relative to lenders about the potential returns and risks associated with an investment project. The difference in information is called
B.risk sharing.
C.asymmetric information.
D.adver hazard丹阳大亚集团
[参考答案] C.asymmetric information.
[我的答案] C.asymmetric information.
试题20满分值：1.0分 状态：已答 实际得分：0.0分
Risk sharing is profitable for financial institutions due to
A.low transactions costs.
B.asymmetric information.
C.adver lection.
[参考答案] A.low transactions costs.
[我的答案] B.asymmetric information.
试题21满分值：1.0分 状态：已答 实际得分：1.0分
The concept of diversification is captured by the statement
A.don't look a gift hor in the mouth.
B.don't put all your eggs in one basket.
C.it never rains, but it pours.
D.make hay while the sun shines.
[参考答案] B.don't put all your eggs in one basket.
[我的答案] B.don't put all your eggs in one basket.
试题22满分值：1.0分 状态：已答 实际得分：1.0分
