破壁机料理机[外语类试卷]大学英语六级模拟试卷7
一、Part I Writing (30 minutes)
1 For this part, you are allowed 30 minutes to write a short essay entitled Does Grades Mean Ability? You should write at least 150 words following the outline given, below:
1. Some people think that grades is the way to show one's ability.
2. Others hold that grades may not necessarily mean ability.
3. Your opinion.
二、Part II Reading Comprehension (Skimming and Scanning) (15 minutes) Directions: In this part, you will have 15 minutes to go over the passage quickly and answer the questions attached to the passage. For questions 1-4, mark：
Y (for YES) if the statement agrees with the information given in the passage; N (for NO) if the statement contradicts the information given in the passage; NG (for NOT GIVEN) if the information is not given in the passage.
2 Married, With Money
You fight over finances, right? Here's how to keep the cash and the passion.
Brian Greenberg is a college financial planner, but on a recent morning he felt more like a marriage counlor. The couple sitting in his office, near Cherry Hill, New Jery, was eking advice about applying for financial aid for the man's son from a previous marriage. "When they walked in," Geenberg recalls, "I could feel the hostility."
The income from the wife's business, which she had started before they married, was modest, but it was just enough to limit the amount of aid the son could receive. The husband wanted her to incorporate to reduce their income, thereby allowing the son to qualify for more aid. She didn't want to go through the complicated incorporation process, but felt pressured by her husband. "He was saying, 'I'm entitled to do what I want becau I'm making the money that pays the bills,'" recalls Greenberg. "That kind of thinking undermines a relationship."银行个人总结>广西录取分数线
Much of this type of animosity(仇恨) can be avoided if only couples would talk about money before they get married, says Mary Claire Allvine, a certified financial planner in Chicago and Atlanta and co-author of The 7 Most Important Money Decisions You'll Ever Make. Without this talk, it's unlikely t
hat couples have an actual plan for their lives together.
Studies have shown that disagreements over money are the No. 1 cau of friction in a marriage. And for some, they're the No. 1 reason for divorce.
So why can some couples weather financial ups and downs while others split over a houhold budget? The key to success is to find the common ground—the shared values about how, as partners, you want to live your Jives together. Here are some tips for executing a money plan without losing the passion.
Think big and put it in buckets. After couples have paid their fixed expens, they often find themlves disagreeing over how to spend what's left-pay off the credit cards or get that HDTV one of them has been craving.
To avoid such clashes, talk about your dreams. Allvine's rearch says couples who don't get bogged down with day-to-day budgeting details are usually the most successful with their money. "You can't say to the spender, Okay, you can only spend $50 a month. It's like putting people on a diet where they can last for a while but then they just binge and eat a loaf of bread. The spender will say, "I'll cut back. And then they start cutting out the extra cup of coffee. But it's rarely the coffee that
puts them in debt. It’s the home they can't afford or the ear they shouldn't be driving."
Allvine recommends sorting your big dreams-starting a business, owning a home, saving for a vacation-into categories, or buckets. "When you name the bucket, you know what that money is for, and you won't u it for anything el. That's how couples get to their goals-they pay themlves first for the big things."
写报告Everyone needs the prenuptial(结婚前的) talk. As today's couples marry later, or remarry, they face big challenges combining resources. One spou may bring children from a previous marriage; another might be caring for elderly parents. The new-think says, rich or not, you may need a prenuptial agreement. "It makes n to think things through early on," says Mellody Hobson, president of Ariel Capital Management in Chicago.台乌
But Carrie Schwab-Pomerantz, co-author, with her father, Charles Schwab, of It Pays to Talk, has a different take: "Not everyone needs to sign a prenuptial document-but everyone should have the prenuptial conversation."
The point, says Schwab-Pomerantz, is to get an idea of each other's money personality. "If someone has a lot of debt, that can reflect some personality issues that his or her partner needs to know about.
How you deal with money is a reflection of who you are as a person."
Put your goals on paper. "When a couple can agree on their spending," says nationally syndicated radio talk-show host Dave Ramy, "then they have agreed on their fears, and their goals. We don't really fight about money. We are fighting about priorities, fears and power. A plan on paper brings a level of promi and cooperation and unity."
Ramy also recommends scheduling regular money meetings to talk about expens. "It's all about being open and on the same page. There are no cret credit cards, no cret debt, no cret student loans. No deception. It's a matter of understanding what the expens are. How much do we have to spend on birthdays? What about the groceries
and cable bills, the soccer expens? Life starts to show up in a real way when you talk about it in a meeting and put it on paper."
Take a hike. How and where you discuss your finances is critical to keeping the peace, says Schwab-Pomerantz. "You want to make sure both parties are in a comfortable, neutral place. It's also important to know ahead of time what you're going to talk about." Schwab-Pomerantz and her husband hike every weekend in the mountains near their home in the San Francisco Bay area. "We'r
e away from our kids. We're not sitting there, facing each other, which can become confrontational. We can't get mad and walk to another room. It’s just the two of us, and we get a lot of conversation in there about our goals and our priorities in life."
Get it together. Financial independence is empowering, but many counlors say that living parate financial lives imperils a marriage. "Having his and her money is a recipe for disaster," advis Greenberg. "That says one person is taking care only of herlf or himlf."
The joint account nds a powerful message that your marriage matters. The account should be for joint goals: building a rerve fund, saving for college. A shared account, however, shouldn't cancel out individual accounts.
Managing your money together may not em like a romantic venture, says Greenberg. "But if there is a good financial foundation, there are a lot fewer issues for strife."
As for the couple eking financial-aid advice from Greenberg, they left his office, smiling, after he propod a novel solution. The path to financial happiness is clear: communicate and plan together.
2 The author of this article wants to give people some advice on how to make a houhold financial plan properly and keep the passion as well.
（A）Y干煎马鲛鱼
（B）N
（C）NG
3 Without the prenuptial talk, it's not likely that couples have an actual plan for their lives together.
（A）Y
（B）N
（C）NG
4 The author suggests that the wife keep the money while the husband decides how to spend it.
（A）Y
（B）N
（C）NG
5 According to Mary Claire Allvine, a certified financial planner in Chicago and Atlanta, couples who care much about day to-day budgeting details are usually the most successful with their money.
（A）Y
（B）N
（C）NG
6 By saying "some couples weather financial ups and downs", the author means that some couples survive the financial problems and are able to continue to ______.
7 Studies have shown that ______ are the No. I reason for divorce for some couples.
小蝌蚪找妈妈课件8 According to this passage, there ems to be no disagreement over ______ between couples.
9 The author suggests that couples should give first priority to ______.
10 The way that someone spends his money can reflect ______.
11 The solution, suggested by Greenberg, to the problem of the couple mentioned at the very begin
ning of this article is to ______.
Section A
Directions: In this ction, you will hear 8 short conversations and 2 long conversations. At the end of each conversation, one or more questions will be asked about what was said. Both the conversation and the questions will be spoken only once. After each question there will be a pau. During the pau, you must read the four choices marked A, B, C and D, and decide which is the best answer.
（A）At Anne's Clothing Store.
（B）Inside a shopping center.
（C）At a downtown street.
（D）In a suburban residential district.
（A）He was fired from his job.
（B）He was warned about being more. punctual from now on.
（C）The management cat his working hours.
（D）He was promoted.
（A）They are at a violin shop.
（B）They axe at a circus.
梦见抓了好多鱼（C）They are at a concert.
（D）They are inside a movie theatre.
（A）She didn't go to work this morning.
（B）She was injured and had to go to the hospital.
（C）She talked with the boss in the morning.
（D）The traffic delayed her.
