金融行话之——
一、货币与金融
常用语Uful Words & Expressions
ppt模板制作abbreviation n. 缩写；缩写词 symbol n. 象征；标志；符号 cautious adj.小心的，谨慎的 decimal system 十进制 chrysanthemum [krɪˈsænθəməm]菊花 | emblem n.象征，标记; 纹章，徽章; 标记，典型；vt.象征；用图案（符号）表示denomination n.面值 leap variable-rate 可变利率 adjust vt.调整 |
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情景对话1（Situation Dialogue 1）
罗伯特下月将要去中国旅行，他向李明了解一些关于人民币的基本知识。
Robert=R LiMing=L
R: Hi, could you tell me something about the Chine currency? You know, I will have a trip to china next month.
L: Sure, Chine currency is called “Renminbi”. The abbreviation is “RMB”, which means the people’s currency. The symbol of it is “¥”
R: The symbol of it is very similar to the Japane yen, is not it ?
关于爱国的歌曲L: That is true. So you should be very cautious when you handle them.
R: Is “RMB” bad on the decimal system?
L: You are right. Just as the US currency has dollar, dime and cent. We have yuan, jiao and fen. One yuan is equal to ten jiao and one jiao has ten fen. But now you ldom e fen in the market. Have you ever en “RMB” before?
R: No, never.
L: This is one yuan coin. There is chrysanthemum in front and a national emblem at the b
绵州ack.
R: It is beautiful. Are all the RMB in coins?
L: No, only one yuan, jiao and fen are issued both in paper money and coins. The other denominations for yuan are all in notes.
R: How many denominations do you have for yuan?
L: There are six. One hundred yuan, fifty yuan, twenty yuan, ten yuan, five yuan and one yuan.
R: Thank you for your explanation. It is very helpful.
L: You are welcome. Have a nice trip.
情景对话2（Situation Dialogue 2）
Jane看中了一套房子，想要通过申请贷款来购房。Thomas就利率方面给她提出了一些建议。
Thomas=T Miss Jane=J
J: What has happened? You look so excited today, Mrs. Thomas.
T: We have found a beautiful two-story hou. It is much larger and nicer than the one we have now. As soon as we e it, we fall in love with it. We are ready to apply for the loan to buy it.
J: Well, you’d better think it twice before you leap.
T: What is your meaning? Both Jack and I have good jobs. It ems that we would not have much difficulty in getting financing for a hou.
J: The problem is that the interest rates are rising now. Banks do not want to lend a large sum of money for 25 or 30 years at a fixed rate.
T: What you say reminds me that I have variable-rate mortgage. But I am not quite sure what it is.
J: ok. I will explain it to you. With the variable-rate mortgage, the rates can be adjusted every six months on the interests rates the banks are paying on deposits. There is a limitation for the adjustment of the interest rates over 5 years.
T: It really upts me? Why do banks adapt the variable-rate mortgages?
田家行
J: Becau the banks have to pay very high interest rates to deposits in order to attract their money. So the banks need the variable-rate to protect them.
T: Well, you are right. I have to think it over. Anyway, thank you for your advice.
金融行话之——
二、请给我公司开个账户
常用语Uful Words & Expressions
current adj. 活期的 库拉索芦荟图片account n. 账户 charge n. 收费 check n. 支票 credit n.信用卡 sign v.签字 policy n.规定 passbook n.存折 non banking adj. 非营业的银行 weekday n. 工作日 penalty n. 惩罚 overdraw v.透支 | procedure n. 手续 annual adj. 每年的 minimum adj. 最小的 draw v. 取出 establish v. 开设 画元宵licen n. 执照 teller n. 出纳 appreciate v. 感激 checking account 支票账户 in the 以……的名头 make sure of 确保 deposit slip 存款单 |
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情景对话1（Situation Dialogue 1）
王华是银行的职员。她在开户窗口工作，负责接待新开户的顾客。今天她迎来的第一位顾客是史密斯先生。
Wang Hua：Good morning，sir！Can I help you？
Mr. Smith：Good morning！I’d like to open a bank account.
Wang Hua：What sort of account do you want to open？
Mr. Smith：It all depends. Would you plea make some suggestions to me？
Wang Hua：Certainly. Here is the introduction of our bank rvices. By the way，do you open the account for your private u or for your company？
Mr. Smith：For our company. ipv6网络
Wang Hua：I e. Then, I suggest that you open a checking account. We can offer various check accounts.自我简介模板
Mr. Smith: What’s your annual interest rate on checking account?
Wang Hua: The interest rates vary from time to time. At prent，it is 2.5 percent.
Mr. Smith: That’s not bad. What procedure should I take if I want to open a current checking account?
Wang Hua: Quite simple. Would you plea fill out the forms?
Mr. Smith: Certainly Here you are.
Wang Hua: Thank you. Now everything is ready.
Mr. Smith: I appreciate your help.
Wang Hua: You are welcome.
情景对话2（Situation Dialogue 2）
一位外国顾客来找银行职员洽谈开设一个储蓄账户事宜。
Clerk: Hello, sir, what can I do for you? Well, plea go to This is your number sheet, you may sit in the rest area, and wait a moment. Plea follow me, we will arrange a VIP counter especially for you.
