I.D. 1138
CORP LAGHU UDYAMI CREDIT CARD SCHEME APPLICATION - CUM - APPRAISAL FORM From,
厚脸皮英语
____________________________
____________________________
____________________________ ____________________________Affix photograph of Borrower here
To,
The Manager / Senior Manager / Chief Manager,
bold是什么意思_________________________________Branch
Dear Sir,
I / We request you to grant me / us following credit facilities for conduct of my / our business and to enable you to consider the proposal, I / We submit the following particulars, I / We affirm are true to my /
our knowledge.
warehou是什么意思14. Business figures for the last three years
(Applicable to Small Business, Retail Traders, SSI units etc.)
(Rs. in Lakhs)Business Figures : Projection
(Rs. in Lakhs)
<20...20...Current year
(estimate)
Ensuing Year
(Projection)
Sales / Turnover
Purchas
Gross Profit
recall
Net Profit
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Capital
Rerves
Reasons for fall, if any, in sales / Net Profit / Capital :
15. Actual Turnover in the account during the last two years
(Not applicable for professional and lf - employed persons)
<20....
16. Gross Annual Income [As per I.T. return] During last Fiscal Year
[Applicable only in ca of professional and lf - employed]
17. Credit Limit sought under the card
18. Purpo of Loan
19. Details of curities offered
Type of curity Name of owner/title holder/
insured/depositor Location of property
institution / Branch
Purcha price/
Face value/ cost
perfectionistMarket / Accured/
Surrender value &
valuation date
Primary curities
Collateral curities Total vaoue of Securities
CORP LAGHU UDYAMI CREDIT CARD SCHEME
Process Sheet - Fresh Sanctions
Name of the Borrower : ..............................................Dealing with us since ...........................................
(Amount in lakhs) 1. Business figures for the last three years
Business Figures : Projection [Applicable to Small Business, Retail Traders, SSI Units etc.]
Parameter20..20..20..Current Year Ensuing Year Sales / Turnover
Purcchas
Gross Profit
Net Profit
Capital
Rerves
20..20..
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2. Actual turnover in the account during the last two years
[Not applicable in ca of professional and lf - employed]
3. Gross Annual Income (As per I.T. return) during last Fiscal year
(Applicable in ca of professional and lf-employed)
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4. Asssment of Credit Limit for the Card
In ca of Small Business, Retail Trade etc.etiquette
a. 20% of annual turnover declared for tax purpo
b. 20% of actual turnover in the operative account for last 12 months
c. Permissible limit (higher of a or b)
Professional and Self - employed persons
a. Gross Annual Income during the last fiscal year
notuntil的用法b. Permissible limit (50% of gross annual income during the last fiscal year)
Small scale Industries (SSI)
a. Projected turnover for the year
b. Permissible limit (20% of the projected turnover)
