货币金融学习题 大学学制
Chapter 1 Why Study Money, Banking, and Financial Markets? 1.1 Why Study Financial Markets?
1) Financial markets promote economic efficiency by A) channeling funds from investors to savers. B) creating inflation.
C) channeling funds from savers to investors. D) reducing investment. Answer: C Ques Status: Revid
2)Financial markets promote greater economic efficiency by channeling funds from ________ to ________. A) investors; savers B) borrowers; savers C) savers; borrowers D) savers; lenders
Answer: C Ques Status: New
3) Well-functioning financial markets promote A) inflation. B) deflation. C) unemployment. D) growth.
Answer: D Ques Status: Revid
4)Markets in which funds are transferred from tho who have excess funds available to tho
关于热爱祖国的演讲稿japane schoolgirls who have a shortage of available funds are called A) commodity markets. B) fund-available markets. C) derivative exchange markets. D) financial markets.
Answer: D Ques Status: Previous Edition
5)________ markets transfer funds from people who have an excess of available funds to people who have a shortage. A) Commodity B) Fund-available C) Financialcharacteristic
D) Derivative exchange Answer: C Ques Status: New
6) Poorly performing financial markets can be the cau of A) wealth. B) poverty. C) financial stability. D) financial expansion. Answer: B Ques Status: Revid
7) The bond markets are important becau they are
A)easily the most widely followed financial markets in the United States.
B) the markets where foreign exchange rates are determined. C) the markets where interest rates are determined. D) the markets where all borrowers get their funds. Answer: C Ques Status: Revidver
8)The price paid for the rental of borrowed funds (usually expresd as a percentage of the
rental of $100 per year) is commonly referred to as the A) inflation rate. B) exchange rate. C) interest rate. D) aggregate price level.
Answer: C Ques Status: Previous Edition
9)Compared to interest rates on long-term U.S. government bonds, interest rates on
three-month Treasury bills fluctuate ________ and are ________ on average. A) more; lower B) less; lower C) more; higher D) less; higher
Answer: A Ques Status: Previous Edition
10)The interest rate on Baa (medium quality) corporate bonds is ________, on average, than other
interest rates, and the spread between it and other rates became ________ in the 1970s. A) lower; smaller B) lower; larger C) higher; smaller D) higher; larger
Answer: D Ques Status: Previous Edition
11)Everything el held constant, a decline in interest rates will cau spending on housing to A) fall.
新东方英语在线学习 B) remain unchanged.
C) either ri, fall, or remain the same. D) ri.
Answer: D Ques Status: Revid
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12)An increa in interest rates might ________ saving becau more can be earned in interest income. A) encourage B) discourage C) disallow D) invalidate
Answer: A Ques Status: New
13)Everything el held constant, an increa in interest rates on student loans
A) increas the cost of a college education. B) reduces the cost of a college education. C) has no effect on educational costs. D) increas costs for students with no loans. Answer: A Ques Status: Revid
14)High interest rates might cau a corporation to ________ building a new plant that would provide more jobs. A) complete B) consider
C) postpone D) contemplate
Answer: C Ques Status: New
15) The stock market is important becau it is A) where interest rates are determined.
B) the most widely followed financial market in the United States. C) where foreign exchange rates are determined. D) the market where most borrowers get their funds. Answer: B Ques Status: Revidletting go
16) Stock prices since the 1950s have been
A) relatively stable trending upward at a steady pace. B) relatively stable trending downward at a moderate rate. C) extremely volatile.
D) unstable trending downward at a moderate rate. Answer: C Ques Status: Previous Editioncertain的用法
17) A rising stock market index due to higher share prices A) increas people?
s wealth, but is unlikely to increa their willingness to spend. B) increas people?
s wealth and as a result may increa their willingness to spend. C) decreas the amount of funds that business firms can rai by lling newly-issued stock. D) decreas people?
holdup
