公司理财精要第四章题库

更新时间:2023-07-04 03:52:28 阅读: 评论:0

Chapter 04
Introduction to Valuation: The Time Value of Money
 
连衣裙英语怎么写Multiple Choice Questions
 
1. Martha is investing $5 today at 6 percent interest so she can have $10 later. The $10 is referred to as the: 
A. true value.
B. future value.
C. prent value.
D. discounted value.
E. complex value.
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2. Tom earned $120 in interest on his savings account last year. Tom has decided to leave the $120 in his account so that he can earn interest on the $120 this year. This process of earning interest on prior interest earnings is called: 
A. discounting.
词汇大全B. compounding.
C. duplicating.
D. multiplying.
E. indexing.
 
3. Jamie earned $180 in interest on her savings account last year. She has decided to leave the $180 in her account so that she can earn interest on the $180 this year. The interest Jamie earns this year on this $180 is referred to as: 
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A. simple interest.
B. complex interest.
怎样学韩语C. accrued interest.
D. interest on interest.
E. discounted interest.
 
4. Lester had $6,270 in his savings account at the beginning of this year. This amount includes both the $6,000 he originally invested at the beginning of last year plus the $270 he earned in interest last year. This year, Lester earned a total of $282.15 in interest even
though the interest rate on the account remained constant. This $282.15 is best described as: 
A. simple interest.
B. interest on interest.
C. discounted interest.
D. complex interest.
E. compound interest.
 
5. By definition, a bank that pays simple interest on a savings account will pay interest: 
yet
A. only at the beginning of the investment period.
B. on interest.
C. only on the principal amount originally invested.
D. on both the principal amount and the reinvested interest.
E. only if all previous interest payments are reinvested.
 
6. Sue needs to invest $3,626 today in order for her savings account to be worth $5,000 six years from now. Which one of the following terms refers to the $3,626? 
A. Prent value
B. Compound valuefeeling可数吗
C. Future value
D. Complex value
E. Factor value
 
7. Todd will be receiving a $10,000 bonus one year from now. The process of determining how much that bonus is worth today is called: 
A. aggregating.
B. discounting.
C. simplifying.
D. compounding.
E. extrapolating.
 
8. The interest rate ud to compute the prent value of a future cash flow is called the: 
A. prime rate.
B. current rate.
C. discount rate.
D. compound rate.
E. simple rate.
 
9. Computing the prent value of a future cash flow to determine what that cash flow is worth today is called: 
A. compounding.
B. factoring.
C. time valuation.
D. simple cash flow valuation.
E. discounted cash flow valuation.
 
10. Sara is investing $1,000 today. Which one of the following will increa the future value of that amount? 
A. Shortening the investment time period
B. Paying interest only on the principal amount
C. Paying simple interest rather than compound interest
D. Paying interest only at the end of the investment period rather than throughout the investment period
E. Increasing the interest rate
 
11. Sam wants to invest $5,000 for 5 years. Which one of the following rates will provide him with the largest future value? 
A. 5 percent simple interest
B. 5 percent interest, compounded annually
C. 6 percent interest, compounded annually
D. 7 percent simple interest
配置英文E. 7 percent interest, compounded annually
 
12. Jenny needs to borrow $16,000 for 3 years. The loan will be repaid in one lump sum at the end of the loan term. Which one of the following interest rates is best for Jenny? 
A. 8 percent simple interest
B. 8 percent interest, compounded annually
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C. 8.5 percent simple interest
D. 8.5 percent interest, compounded annually
E. 9 percent interest, compounded annually
 
13. Which of the following will increa the future value of a lump sum investment?
I. Decreasing the interest rate
II. Increasing the interest rate
III. Increasing the time period
IV. Decreasing the amount of the lump sum investment 
A. I and III only
B. I and IV only
C. II and III onlygwyneth paltrow
D. II and IV only
E. II, III, and IV only
 
14. Which one of the following is the correct formula for the future value of $500 invested today at 7 percent interest for 8 years? 
A. FV = $500/[(1 + 0.08)  7]
B. FV = $500/[(1 + 0.07)  8]
C. FV = $500/(0.07  8)
D. FV = $500 (1 + 0.07)8
E. FV = $500 (1 + 0.08)7
 
15. Given an interest rate of zero percent, the future value of a lump sum invested today will always: 

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