中国人民银行贷款

中国⼈民银⾏历年历次贷款基准利率表

序

号

⽇期

短期中长期

个⼈住房公积⾦

贷款

6个⽉

内(%)

6个⽉⾄

1年(%)

⼀年⾄

三年(%)

三年⾄

五年(%)

五年以

上(%)

五年以

下(%)

五年以

上(%)

12015-6-284.854.855.255.45.43.003.5

12015-5-115.005.005.55.55.653.253.75

22015-3-15.355.355.755.755.93.54.0

32014-11-225.605.606.006.006.153.754.25

42012-07-065.606.006.156.406.554.004.50

52012-06-085.856.316.406.656.804.204.70

62011-07-076.106.566.656.907.054.454.90

72011-04-065.856.316.406.656.804.204.70

82011-02-095.606.066.106.456.604.004.50

92010-12-265.355.815.856.226.403.754.30

102010-10-205.105.565.605.966.143.504.05

112008-12-234.865.315.405.765.943.333.87

122008-11-275.045.585.675.946.123.514.05

132008-10-306.036.666.757.027.204.054.59

142008-10-276.126.937.027.297.474.054.59

152008-10-096.126.937.027.297.474.324.86

162008-09-166.217.207.297.567.744.595.13

172007-12-216.577.477.567.747.834.775.22

182007-09-156.487.297.477.657.834.775.22

192007-08-226.217.027.207.387.564.595.04

202007-07-216.036.847.027.207.384.504.95

212007-05-195.856.576.756.937.204.414.86

222007-03-185.676.396.576.757.114.324.77

232006-08-195.586.126.306.486.844.144.59

242006-04-285.405.856.036.126.394.144.59

252005-03-175.225.585.765.856.123.964.41

262004-10-295.225.585.765.856.123.784.23

272002-02-215.045.315.495.585.763.604.05

281999-06-105.585.855.946.036.214.144.59

291998-12-076.126.396.667.207.560.000.00

301998-07-016.576.937.117.658.010.000.00

311998-03-257.027.929.009.7210.350.000.00

321997-10-237.658.649.369.9010.530.000.00

331996-08-239.1810.0810.9811.7012.420.000.00

341996-05-019.7210.9813.1414.9415.120.000.00

351995-07-0110.0812.0613.5015.1215.300.000.00

361995-01-019.0010.9812.9614.5814.760.000.00

371993-07-119.0010.9812.2413.8614.040.000.00

381993-05-158.829.3610.8012.0612.240.000.00

391991-04-218.108.649.009.549.720.000.00

401991-03-219.0010.0810.8011.5211.88----

411990-08-218.649.3610.0810.8011.160.000.00

421989-02-0111.3411.3412.7814.4019.260.000.00